NC
Charlotte Metro
Charlotte Metro Market Report
Top 10 ZIPs by size — 7.32% mortgage rate — Updated 10/27/2026
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Verified county coverage:Mecklenburg County, NC
Tracked ZIPs
10
Avg Score
46
Avg Median
$469,335
Market
Balanced
Avg Composite
46/100
Avg Median Price
$469,335
Avg Rent
$1,774/mo
Avg Burden
34%of income
New Listings Trend
Monthly new for-sale listings · Redfin + Realtor.com · Charlotte, NC
as of Sep 1, 2026Buyer Leverage — Should I Buy in Charlotte?
56
Avg Buyer Score
114 ZIPs analyzed
Strong Buyer
6
Moderate
32
Balanced
69
Seller Favored
6
Strong Seller
1
MODERATE — Charlotte has mixed conditions, pockets of opportunity
| ZIP | City | Score | Median Price | YoY | Burden | Buy/Rent | DOM | Supply | Gap % |
|---|---|---|---|---|---|---|---|---|---|
| 28277 | Charlotte | 53 | $602,387 | +0.4% | 32.5% | Rent | 49d | 3.9mo | -72.2% |
| 28269 | Charlotte | 48 | $351,379 | -2.4% | 28.6% | Neutral | 62d | 3.8mo | -44.9% |
| 28078 | Huntersville | 54 | $535,352 | +0.2% | 29.3% | Rent | 62d | 3.2mo | -49% |
| 28227 | Mint Hill | 47 | $383,407 | 0.0% | 33.6% | Neutral | 58d | 3.9mo | -49.3% |
| 28210 | Charlotte | 36 | $558,454 | +1.3% | 39.1% | Rent | 49d | 3.3mo | -66.2% |
| 28215 | Charlotte | 43 | $344,020 | -1.2% | 34.3% | Buy | 68d | 4.3mo | -21.8% |
| 28216 | Charlotte | 54 | $316,033 | -1.1% | 32.1% | Neutral | 57d | 4.2mo | -14.6% |
| 28226 | Charlotte | 43 | $665,252 | +2.4% | 38.8% | Rent | 49d | 3.8mo | -59.4% |
| 28105 | Matthews | 56 | $483,056 | +0.1% | 30.6% | Rent | 46d | 3.6mo | -34.2% |
| 28205 | Charlotte | 29 | $454,009 | -0.5% | 41.3% | Rent | 61d | 4.4mo | -54.3% |
28277
Charlotte, mecklenburg county
53
Median Price
$602,387
YoY
+0.4%
Payment Burden
32.5%
Buy vs Rent
Rent
Days on Market
49
Supply
3.9 mo
Rent
$1,974
Val. Gap
-72.2%
28269
Charlotte, mecklenburg county
48
Median Price
$351,379
YoY
-2.4%
Payment Burden
28.6%
Buy vs Rent
Neutral
Days on Market
62
Supply
3.8 mo
Rent
$1,835
Val. Gap
-44.9%
28078
Huntersville, mecklenburg county
54
Median Price
$535,352
YoY
+0.2%
Payment Burden
29.3%
Buy vs Rent
Rent
Days on Market
62
Supply
3.2 mo
Rent
$1,938
Val. Gap
-49%
28227
Mint Hill, mecklenburg county
47
Median Price
$383,407
YoY
0.0%
Payment Burden
33.6%
Buy vs Rent
Neutral
Days on Market
58
Supply
3.9 mo
Rent
$1,695
Val. Gap
-49.3%
28210
Charlotte, mecklenburg county
36
Median Price
$558,454
YoY
+1.3%
Payment Burden
39.1%
Buy vs Rent
Rent
Days on Market
49
Supply
3.3 mo
Rent
$1,406
Val. Gap
-66.2%
28215
Charlotte, mecklenburg county
43
Median Price
$344,020
YoY
-1.2%
Payment Burden
34.3%
Buy vs Rent
Buy
Days on Market
68
Supply
4.3 mo
Rent
$2,051
Val. Gap
-21.8%
28216
Charlotte, mecklenburg county
54
Median Price
$316,033
YoY
-1.1%
Payment Burden
32.1%
Buy vs Rent
Neutral
Days on Market
57
Supply
4.2 mo
Rent
$1,761
Val. Gap
-14.6%
28226
Charlotte, mecklenburg county
43
Median Price
$665,252
YoY
+2.4%
Payment Burden
38.8%
Buy vs Rent
Rent
Days on Market
49
Supply
3.8 mo
Rent
$1,638
Val. Gap
-59.4%
28105
Matthews, mecklenburg county
56
Median Price
$483,056
YoY
+0.1%
Payment Burden
30.6%
Buy vs Rent
Rent
Days on Market
46
Supply
3.6 mo
Rent
$1,674
Val. Gap
-34.2%
28205
Charlotte, mecklenburg county
29
Median Price
$454,009
YoY
-0.5%
Payment Burden
41.3%
Buy vs Rent
Rent
Days on Market
61
Supply
4.4 mo
Rent
$1,771
Val. Gap
-54.3%
Median price and 12-month change: Zillow Home Value Index (ZHVI); where a ZIP has no ZHVI value, the county assessor average. Days on market: Redfin Data Center, rolling 90 days; months of supply: Redfin Data Center. Rent: Zillow Observed Rent Index (ZORI); where a ZIP has no ZORI value, the Census ACS county rent.
Every ZIP market page in Charlotte Metro (56)
Mecklenburg County, NC
- 28001 Albemarle
- 28012 Belmont
- 28025 Concord
- 28027 Concord
- 28031 Cornelius
- 28035
- 28036 Davidson
- 28037 Denver
- 28054 Gastonia
- 28056 Gastonia
- 28070
- 28075 Harrisburg
- 28078 Huntersville
- 28079 Lake Park
- 28081 Kannapolis
- 28104 Matthews
- 28105 Matthews
- 28106
- 28107 Midland
- 28115 Mooresville
- 28117 Mooresville
- 28120 Mount Holly
- 28134 Pineville
- 28164 Stanley
- 28173 Waxhaw
- 28202 Charlotte
- 28203 Charlotte
- 28204 Charlotte
- 28205 Charlotte
- 28206 Charlotte
- 28207 Charlotte
- 28209 Charlotte
- 28210 Charlotte
- 28212 Charlotte
- 28213 Charlotte
- 28214 Charlotte
- 28215 Charlotte
- 28216 Charlotte
- 28217 Charlotte
- 28220
- 28221
- 28222
- 28226 Charlotte
- 28227 Mint Hill
- 28256
- 28262 Charlotte
- 28269 Charlotte
- 28270 Charlotte
- 28271
- 28273 Charlotte
- 28277 Charlotte
- 28278 Charlotte
- 28297