Gastonia 28054

Charlotte-Concord-Gastonia, NC-SC · Gaston County, NC · 249 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.9%
affordable
Days on market
73
daily
Price cuts
29.9%
of active
Valuation
-33.9%
vs assessor
Look up an address
61
/100
Stable
stable · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
85
Valuation
35
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
DOM: 96d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 28054. List price is roughly fair — focus on condition and value. Payment burden: 28.0% of median income. Median days on market: 96. Renting is approximately 32% cheaper than buying (price-to-rent ratio: 15.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$274,301
▴ 0.2% YoY
Days on market
73
daily · zip_data
Median rent
$1,434
ZORI
Investor score
66/100
cash-flow lens
Active listings
145
90-day

Valuation3 lenses, different anchors

vs assessor
-33.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$181,205
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+79.8%
County-wide market — the widest, slowest signal.
Mecklenburg+79.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$174
Price-to-income4.6×

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How 28054 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity40%
Supply tightness0%
Affordability42%
Investment yield71%
Appreciation30%

Affordability, supply & momentum

26SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply13.5 mo
Days on Market73d
Inv vs History-3.5%
Listing Density8.6/1k
Affordability — payment burden
Monthly payment (P&I)$1,386
Payment burden27.9%
Median income · ZIP$59,524
Mortgage rate6.49% · 30yr
Total monthly own$1,660
Monthly rent$1,434
Market dynamics
Price cut %29.9%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply13.5
Sales (90d)0
Investment analysis
Median rent$1,434
Price-to-rent15.9
Est. cap rate4.1%
Buy vs rentneutral

Livability

Walk score2
Transit score2
Bike score

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Gaston County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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