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28220

Mecklenburg County, NC · 1,004 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Days on market
101
daily
Price cuts
0.0%
of active
Valuation
-14.1%
vs assessor
Look up an address
70
/100
Stable
stable · balanced · prices rising year-over-year.
Price trend
70
Valuation
70

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

55/ 100SellerBalancedBuyer
Balanced Market
Score Components
Valuation Gap (25%)10
Supply & Demand (20%)100
Days on Market (5%)100

Balanced market in 28220. List price is roughly fair — focus on condition and value. Median days on market: 101.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$283,500
▴ 0.0% YoY
Days on market
101
daily · zip_data
Median rent
--
ZORI
Investor score
30/100
cash-flow lens
Active listings
5
90-day

Valuation3 lenses, different anchors

vs assessor
-14.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$243,635
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+79.0%
County-wide market — the widest, slowest signal.
Mecklenburg+79.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$221
Price-to-income

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How 28220 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity22%
Supply tightness86%
Affordability
Investment yield
Appreciation

Affordability, supply & momentum

7SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply16.0 mo
Days on Market101d
Inv vs History+21.2%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,465
Payment burden
Median income · ZIP
Mortgage rate6.71% · 30yr
Total monthly own$1,748
Monthly rent
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply16
Sales (90d)0
Investment analysis
Median rent
Price-to-rent
Est. cap rate
Buy vs rentinsufficient data

Livability

Walk score
Transit score
Bike score

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Price bandsmix-shift

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Mecklenburg County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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