Gastonia 28056

Charlotte-Concord-Gastonia, NC-SC · Gaston County, NC · 115 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.8%
affordable
Days on market
66
daily
Price cuts
30.0%
of active
Valuation
+17.2%
vs assessor
Look up an address
68
/100
Stable
warming · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
95
Valuation
50
Economic health
61

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

46/ 100SellerBalancedBuyer
Balanced Market
DOM: 86d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 28056. List price is roughly fair — focus on condition and value. Payment burden: 23.8% of median income. Median days on market: 86. Renting is approximately 26% cheaper than buying (price-to-rent ratio: 15.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$355,153
▴ 1.6% YoY
Days on market
66
daily · zip_data
Median rent
$1,965
ZORI
Investor score
72/100
cash-flow lens
Active listings
201
90-day

Valuation3 lenses, different anchors

vs assessor
+17.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$416,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+79.8%
County-wide market — the widest, slowest signal.
Mecklenburg+79.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$185
Price-to-income3.9×

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How 28056 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity47%
Supply tightness38%
Affordability71%
Investment yield76%
Appreciation51%

Affordability, supply & momentum

24SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.5 mo
Days on Market66d
Inv vs History-5.5%
Listing Density14.9/1k
Affordability — payment burden
Monthly payment (P&I)$1,794
Payment burden23.8%
Median income · ZIP$90,422
Mortgage rate6.49% · 30yr
Total monthly own$2,149
Monthly rent$1,965
Market dynamics
Price cut %30.0%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply18.5
Sales (90d)0
Investment analysis
Median rent$1,965
Price-to-rent15.1
Est. cap rate4.3%
Buy vs rentneutral

Livability

Walk score1
Transit score
Bike score

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Gaston County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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