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28256

Mecklenburg County, NC · 130 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

—affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Days on market

daily

Price cuts

0.0%

of active

Look up an address

/100

N/A

· balanced · prices rising year-over-year.

Price trend

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

Score Components

Valuation Gap (25%)10

Supply & Demand (20%)100

Days on Market (5%)75

Balanced market in 28256. List price is roughly fair — focus on condition and value. Median days on market: 71.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

BALANCED

Conditions are balanced between buyers and sellers.

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<iframe src="https://lotvox.com/embed/zip/28256" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="null 28256 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/charlotte/zip/28256?utm_source=embed&utm_medium=backlink">null 28256 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$315,000

▴ 0.0% YoY

Days on market

daily · zip_data

Median rent

ZORI

Investor score

30/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

—

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$0

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+79.0%

County-wide market — the widest, slowest signal.

Mecklenburg+79.0%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$273

Price-to-income—

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How 28256 ranks in NC

percentile vs all North Carolina ZIPs · n=834

Market velocity43%

Supply tightness54%

Affordability—

Investment yield—

Appreciation—

Affordability, supply & momentum

16SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply24.0 mo

Days on Market71d

Inv vs History0.0%

Listing Density--

Affordability — payment burden

Monthly payment (P&I)$1,628

Payment burden—

Median income · ZIP—

Mortgage rate6.71% · 30yr

Total monthly own$1,943

Monthly rent—

Market dynamics

Price cut %0.0%

Momentum

LeverageBALANCED

Months of supply24

Sales (90d)0

Investment analysis

Median rent—

Price-to-rent—

Est. cap rate—

Buy vs rentinsufficient data

Livability

Walk score—

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

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Mecklenburg County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 28256→Mecklenburg County, NC

12-Month Direction

-8Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

36· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden48

31.2%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent17

1.739x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation0

+79%

overvalued

Source: Lotvox comps · Updated 2026-05-15

Supply/Demand17

3.6 mo

balanced

Source: Lotvox MLS · Updated 2026-05-15

Insurance Risk

48/100

moderate

Source: FEMA/NFIP · Updated 2026-04

County distress indicators

ECONOMIC INDICATORS

Economic indicators are mixed relative to comparable U.S. counties.

Unemployment Rate

Near national averages

Source: BLS LAUS · 2026-0667d ago

Poverty Rate

Near national averages

Median Household Income

Higher than most U.S. counties

Cost of Living (RPP)

Lower than most U.S. counties

Home Value (ZHVI)$424,588

County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA

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Charlotte Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Mecklenburg County