Huntersville 28078

Charlotte-Concord-Gastonia, NC-SC · Mecklenburg County, NC · 20,400 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.4%
affordable
Days on market
50
daily
Price cuts
23.8%
of active
Valuation
-49.8%
vs assessor
Look up an address
63
/100
Stable
stable · balanced · prices rising year-over-year.
Price trend
62
Affordability
85
Valuation
35
Economic health
55

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
DOM: 81d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 28078. List price is roughly fair — focus on condition and value. Payment burden: 27.4% of median income. Median days on market: 81. Renting is approximately 94% cheaper than buying (price-to-rent ratio: 23.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$544,541
▴ 0.6% YoY
Days on market
50
daily · zip_data
Median rent
$1,946
ZORI
Investor score
41/100
cash-flow lens
Active listings
403
90-day

Valuation3 lenses, different anchors

vs assessor
-49.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$273,140
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+79.8%
County-wide market — the widest, slowest signal.
Mecklenburg+79.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$230
Price-to-income4.5×

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How 28078 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity68%
Supply tightness44%
Affordability45%
Investment yield41%
Appreciation35%

Affordability, supply & momentum

25SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.3 mo
Days on Market50d
Inv vs History+13.4%
Listing Density15.8/1k
Affordability — payment burden
Monthly payment (P&I)$2,751
Payment burden27.4%
Median income · ZIP$120,503
Mortgage rate6.49% · 30yr
Total monthly own$3,295
Monthly rent$1,946
Market dynamics
Price cut %23.8%
Momentumstable
LeverageBALANCED
Months of supply12.3
Sales (90d)0
Investment analysis
Median rent$1,946
Price-to-rent23.3
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score2
Transit score3
Bike score—

Historical trends

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Mecklenburg County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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