Stanley 28164

Charlotte-Concord-Gastonia, NC-SC · Gaston County, NC · 139 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.3%
affordable
Days on market
79
daily
Price cuts
28.8%
of active
Look up an address
76
/100
Stable
warming · buyer advantage · prices rising year-over-year.
Price trend
75
Affordability
85
Economic health
55

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
DOM: 100d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)75
Days on Market (5%)100

Balanced market in 28164. List price is roughly fair — focus on condition and value. Payment burden: 27.3% of median income. Median days on market: 100. Renting is approximately 99% cheaper than buying (price-to-rent ratio: 23.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

Address lookup$99 report path

Look Up an Address in 28164

Just type the street — we'll auto-scope the search to ZIP 28164.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$371,977
▴ 2.5% YoY
Days on market
79
daily · zip_data
Median rent
$1,297
ZORI
Investor score
44/100
cash-flow lens
Active listings
85
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+79.8%
County-wide market — the widest, slowest signal.
Mecklenburg+79.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$196
Price-to-income4.5×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 28164 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity35%
Supply tightness0%
Affordability45%
Investment yield35%
Appreciation62%

Affordability, supply & momentum

23SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply12.7 mo
Days on Market79d
Inv vs History-12.7%
Listing Density14.2/1k
Affordability — payment burden
Monthly payment (P&I)$1,879
Payment burden27.3%
Median income · ZIP$82,661
Mortgage rate6.49% · 30yr
Total monthly own$2,251
Monthly rent$1,297
Market dynamics
Price cut %28.8%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply12.7
Sales (90d)0
Investment analysis
Median rent$1,297
Price-to-rent23.9
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score3
Transit score1
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Gaston County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes