Charlotte County, FL Property Data & Market Intelligence

Verified Coverage216,168 property records16 covered ZIP codes

Lotvox maintains county-records property data for Charlotte County, Florida — structural details, assessed and market values, and comparable-sales context, sourced from county assessor (CAMA) records. Verified Coverage is a county-scoped data-coverage claim: it means Lotvox has assessor structural data for properties across the named county, not a guarantee for any individual record.

Look up any address in the county for property details, valuation context, and comparables, or explore market conditions on the national map.

This market today

$335,000
Median sale
as-of 2026-05-31
$349,000
Median list
as-of 2026-05-31
$299,141
Home value (ZHVI)
as-of 2026-06-30
74.0
Median days on market
as-of 2026-05-31
4.3
Months of inventory
as-of 2026-05-31
2,984
Active listings
as-of 2026-05-31
691
New listings
as-of 2026-05-31
31.2%
Payment burden
as-of 2026-08-27
$1,896
Median rent (ZORI)
as-of 2026-06-30

Source: Lotvox county market summary (Redfin county series · Zillow ZHVI / ZORI county series · ACS income), one resolver for every surface. Payment burden: monthly P&I on the median sale price (20% down, 30yr @ 6.66% as-of 2026-08-27) ÷ ACS 2023 median household income / 12. Generated 2026-08-30.

The Sink — Charlotte County, FL

Faucet, basin and drain, after Jason Hartman’s metaphor.as of May 31, 2026

the basin is fillingnet 5 listings/mo
balanced 4–6 mofilling
Faucet — new listings
691/mo
76% of normal (904) · trickle
Basin — active listings
2,984
61% of normal (4,912) · balanced
Months of supply
4.3 mo
balanced band 4–6
Drain — closed sales
686/mo
75% of normal (914)
Net — faucet minus drain
+5/mo
filling
Reading
current
as of 2026-05-31
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 0%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 25%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
  • Hartman, 2026-06-27“faucet at a trickle, basin about half of the normal level, drain about 30% plugged”— his own feed; he states no formula for the percentages
  • Hartman, 2026-09-03“drain about 35 to 40% clogged, basin about 65% full”— Thoughtful Money - MIXED SPEAKER transcript, analogy only, not attribution

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 56/mofall in the monthly rate (8%)— peak 742/mo (2026-03-31) to 686/mo now
  • 3,874transactions that did not happen— summed monthly shortfall vs the same-month normal, over 24 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-05-31

Redfin market data (county + ZIP), via Lotvox. As of 2026-05-31. Normal = same-month median of monthly rates, minimum 3 same-month points. A fresher supply-only read (646 new, 3,066 active, 2026-06-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

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Covered ZIP codes

Linked ZIPs open their Punta Gorda Metro market page; the rest are covered by county records with their market page pending.

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