Port Charlotte 33954

Punta Gorda, FL · Charlotte County, FL · 12,802 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
21.8%
affordable
Days on market
48
daily
Price cuts
26.7%
of active
Valuation
+15.8%
vs assessor
Look up an address
50
/100
mixed
cooling · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

57/ 100SellerBalancedBuyer
Balanced Market
DOM: 56d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)60

Balanced market in 33954. List price is roughly fair — focus on condition and value. Payment burden: 21.9% of median income. Median days on market: 56. Renting is approximately 22% cheaper than buying (price-to-rent ratio: 14.6). Market appears 47% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 5.8% YoY.

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Market snapshoteach number, once

Median price
$299,382
▾ 5.8% YoY
Days on market
48
daily · zip_data
Median rent
$1,711
ZORI
Investor score
58/100
cash-flow lens
Active listings
107
90-day

Valuation3 lenses, different anchors

vs assessor
+15.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$346,700
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+52.8%
County-wide market — the widest, slowest signal.
Charlotte+52.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$171
Price-to-income3.6×

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How 33954 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply21.0 mo
Days on Market48d
Inv vs History-32.2%
Listing Density25.6/1k
Market dynamics
Price cut %26.7%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply21
Sales (90d)0
Investment analysis
Median rent$1,711
Price-to-rent14.6
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score2
Transit score—
Bike score—

Historical trends

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Charlotte County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

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Punta Gorda Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Charlotte County