Punta Gorda 33983

Punta Gorda, FL · Charlotte County, FL · 12,485 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.1%
affordable
Days on market
71
daily
Price cuts
31.8%
of active
Valuation
-14.4%
vs assessor
Look up an address
50
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 72d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 33983. Room to negotiate 5-10% below list. Payment burden: 27.1% of median income. Median days on market: 72. Renting is approximately 20% cheaper than buying (price-to-rent ratio: 14.4). Market appears 25% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 6.9% YoY.

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Market snapshoteach number, once

Median price
$302,789
▾ 6.9% YoY
Days on market
71
daily · zip_data
Median rent
$1,751
ZORI
Investor score
57/100
cash-flow lens
Active listings
164
90-day

Valuation3 lenses, different anchors

vs assessor
-14.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$259,150
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+52.8%
County-wide market — the widest, slowest signal.
Charlotte+52.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$162
Price-to-income4.5×

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How 33983 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

24SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply24.5 mo
Days on Market71d
Inv vs History-36.8%
Listing Density22.8/1k
Market dynamics
Price cut %31.8%
Momentumcooling
LeverageBALANCED
Months of supply24.5
Sales (90d)0
Investment analysis
Median rent$1,751
Price-to-rent14.4
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score
Transit score1
Bike score

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Charlotte County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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