Putnam County, FL Property Data & Market Intelligence

Verified Coverage63,800 property records13 covered ZIP codes

Lotvox maintains county-records property data for Putnam County, Florida — structural details, assessed and market values, and comparable-sales context, sourced from county assessor (CAMA) records. Verified Coverage is a county-scoped data-coverage claim: it means Lotvox has assessor structural data for properties across the named county, not a guarantee for any individual record.

Look up any address in the county for property details, valuation context, and comparables, or explore market conditions on the national map.

This market today

$265,000
Median sale
as-of 2026-05-31
$281,700
Median list
as-of 2026-05-31
$219,440
Home value (ZHVI)
as-of 2026-06-30
97.0
Median days on market
as-of 2026-05-31
7.8
Months of inventory
as-of 2026-05-31
305
Active listings
as-of 2026-05-31
80
New listings
as-of 2026-05-31
34.6%
Payment burden
as-of 2026-08-27
$1,315
Median rent (ZORI)
as-of 2026-05-31

Source: Lotvox county market summary (Redfin county series · Zillow ZHVI / ZORI county series · ACS income), one resolver for every surface. Payment burden: monthly P&I on the median sale price (20% down, 30yr @ 6.66% as-of 2026-08-27) ÷ ACS 2023 median household income / 12. Generated 2026-08-30.

The Sink — Putnam County, FL

Faucet, basin and drain, after Jason Hartman’s metaphor.as of May 31, 2026

the basin is fillingnet 41 listings/mo
balanced 4–6 mofilling
Faucet — new listings
80/mo
105% of normal (76) · normal
Basin — active listings
305
85% of normal (360) · high
Months of supply
7.8 mo
balanced band 4–6
Drain — closed sales
39/mo
76% of normal (51)
Net — faucet minus drain
+41/mo
filling
Reading
current
as of 2026-05-31
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 10%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 24%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
  • Hartman, 2026-06-27“faucet at a trickle, basin about half of the normal level, drain about 30% plugged”— his own feed; he states no formula for the percentages
  • Hartman, 2026-09-03“drain about 35 to 40% clogged, basin about 65% full”— Thoughtful Money - MIXED SPEAKER transcript, analogy only, not attribution

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 31/mofall in the monthly rate (44%)— peak 70/mo (2025-05-31) to 39/mo now
  • 114transactions that did not happen— summed monthly shortfall vs the same-month normal, over 17 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-05-31

Redfin market data (county + ZIP), via Lotvox. As of 2026-05-31. Normal = same-month median of monthly rates, minimum 3 same-month points. A fresher supply-only read (98 new, 323 active, 2026-06-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

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Covered ZIP codes

Linked ZIPs open their Palatka Metro market page; the rest are covered by county records with their market page pending.

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