Port Charlotte 33953

Punta Gorda, FL · Charlotte County, FL · 19,688 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

60affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24.6%
affordable
Days on market
94
daily
Price cuts
24.1%
of active
Valuation
-3.2%
vs assessor
Look up an address
58
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

64/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 67d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 33953. Room to negotiate 5-10% below list. Payment burden: 24.6% of median income. Median days on market: 67. Renting is approximately 34% cheaper than buying (price-to-rent ratio: 16.1). Market appears 59% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 7.9% YoY.

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Market snapshoteach number, once

Median price
$312,894
▾ 7.9% YoY
Days on market
94
daily · zip_data
Median rent
$1,616
ZORI
Investor score
50/100
cash-flow lens
Active listings
192
90-day

Valuation3 lenses, different anchors

vs assessor
-3.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$302,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+52.8%
County-wide market — the widest, slowest signal.
Charlotte+52.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$175
Price-to-income4.0×

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How 33953 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

16SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply25.1 mo
Days on Market94d
Inv vs History-27.9%
Listing Density64.5/1k
Market dynamics
Price cut %24.1%
Momentumcooling
LeverageBALANCED
Months of supply25.1
Sales (90d)0
Investment analysis
Median rent$1,616
Price-to-rent16.1
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score4
Transit score
Bike score

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Charlotte County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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