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·Punta Gorda Metro
FL

Punta Gorda Metro

Punta Gorda Metro Market Report

Top 10 ZIPs by size — 7.32% mortgage rate — Updated 10/27/2026

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Listings Flow Ladder — Punta Gorda

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026

the basin is fillingnet 123 listings/mo
balanced 4–6 mo5.2 mo
Faucet — new listings
703/mo
82% of normal (853) · trickle
Basin — active listings
3,033
72% of normal (4,241) · balanced
Months of supply
5.2 mo
derived — not published at this grain
Drain — closed sales
580/mo
85% of normal (685)
Net — faucet minus drain
+123/mo
filling
Reading
current
as of 2026-09-30
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 0%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 15%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 123/mofall in the monthly rate (17%)— peak 703/mo (2026-05-31) to 580/mo now
  • 3,815transactions that did not happen— summed monthly shortfall vs the same-month normal, over 24 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30

Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). Aggregated over a fixed panel of 13 zips — the panel is fixed so a change in who reports cannot look like a change in the market. months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month.

Verified county coverage:Charlotte County, FL

Tracked ZIPs
10
Avg Score
48
Avg Median
$311,743
Market
Buyer's
Avg Composite
48/100
Avg Median Price
$311,743
Avg Rent
$1,896/mo
Avg Burden
29.5%of income

Buyer Leverage — Should I Buy in Punta Gorda?

59
Avg Buyer Score
13 ZIPs analyzed
Strong Buyer
1
Moderate
6
Balanced
5
Seller Favored
1
Strong Seller
0
Best for Buyers
33946Port Charlotte83
33982Punta Gorda71
33947Rotonda West66
33955Punta Gorda64
33953Port Charlotte64
Most Competitive
33952Port Charlotte35
33980Port Charlotte45
33950Punta Gorda48
34224Englewood56
33954Port Charlotte57

MODERATE — Punta Gorda has mixed conditions, pockets of opportunity

33981
Port Charlotte, charlotte county
44
Median Price
$344,727
YoY
-3.3%
Payment Burden
31.9%
Buy vs Rent
Neutral
Days on Market
107
Supply
6.8 mo
Rent
$1,888
Val. Gap
-28.6%
33955
Punta Gorda, charlotte county
42
Median Price
$326,066
YoY
-4.1%
Payment Burden
28%
Buy vs Rent
Buy
Days on Market
99
Supply
6.4 mo
Rent
$2,086
Val. Gap
-29.8%
33953
Port Charlotte, charlotte county
58
Median Price
$313,559
YoY
-4.0%
Payment Burden
26.8%
Buy vs Rent
Neutral
Days on Market
78
Supply
3.7 mo
Rent
$1,694
Val. Gap
-3.4%
33952
Port Charlotte, charlotte county
53
Median Price
$216,696
YoY
-3.4%
Payment Burden
25.5%
Buy vs Rent
Buy
Days on Market
77
Supply
4.4 mo
Rent
$1,664
Val. Gap
-9.4%
33950
Punta Gorda, charlotte county
46
Median Price
$369,159
YoY
-3.9%
Payment Burden
32.7%
Buy vs Rent
Neutral
Days on Market
93
Supply
5.6 mo
Rent
$1,996
Val. Gap
+12.4%
33982
Punta Gorda, charlotte county
34
Median Price
$359,200
YoY
-3.5%
Payment Burden
34.6%
Buy vs Rent
Buy
Days on Market
69
Supply
5.6 mo
Rent
$2,275
Val. Gap
+16.7%
33948
Port Charlotte, charlotte county
57
Median Price
$262,821
YoY
-2.9%
Payment Burden
28.5%
Buy vs Rent
Buy
Days on Market
82
Supply
5.1 mo
Rent
$1,885
Val. Gap
+13.5%
34224
Englewood, charlotte county
41
Median Price
$278,267
YoY
-4.1%
Payment Burden
32.3%
Buy vs Rent
Buy
Days on Market
72
Supply
4.5 mo
Rent
$1,607
Val. Gap
-21.7%
33954
Port Charlotte, charlotte county
62
Median Price
$301,052
YoY
-1.6%
Payment Burden
23.9%
Buy vs Rent
Buy
Days on Market
67
Supply
3.4 mo
Rent
$1,702
Val. Gap
+15.2%
33947
Rotonda West, charlotte county
44
Median Price
$345,878
YoY
-2.9%
Payment Burden
31.1%
Buy vs Rent
Buy
Days on Market
91
Supply
4.5 mo
Rent
$2,167
Val. Gap
-54.7%

Median price and 12-month change: Zillow Home Value Index (ZHVI); where a ZIP has no ZHVI value, the county assessor average. Days on market: Redfin Data Center, rolling 90 days; months of supply: Redfin Data Center. Rent: Zillow Observed Rent Index (ZORI); where a ZIP has no ZORI value, the Census ACS county rent.

Every ZIP market page in Punta Gorda Metro (13)