Top 10 ZIPs by size — 7.32% mortgage rate — Updated 10/27/2026
Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026
How plugged is the drain? Two definitions, both ours, deliberately not reconciled.
Closed sales over 24 months — two different numbers, deliberately not merged.
Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). Aggregated over a fixed panel of 17 zips — the panel is fixed so a change in who reports cannot look like a change in the market. months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month.
Verified county coverage:Walton County, FLOkaloosa County, FL
MODERATE — Crestview has mixed conditions, pockets of opportunity
| ZIP | City | Score | Median Price | YoY | Burden | Buy/Rent | DOM | Supply | Gap % |
|---|---|---|---|---|---|---|---|---|---|
| 32459 | Santa Rosa Beach | 36 | $872,689 | +1.0% | 56.9% | Rent | 83d | 7.1mo | -24.1% |
| 32541 | Destin | 50 | $619,417 | +2.2% | 43.9% | Rent | 100d | 7mo | -26.7% |
| 32539 | Crestview | 60 | $281,219 | -0.1% | 25.6% | Buy | 70d | 4.4mo | — |
| 32578 | 59 | $435,323 | +1.0% | 27.1% | Neutral | 69d | 3.6mo | -60.7% | |
| 32550 | Miramar Beach | 43 | $655,269 | +0.1% | 44.9% | Neutral | 108d | 10.1mo | -26.7% |
| 32548 | Fort Walton Beach | 56 | $337,209 | +1.6% | 34.8% | Buy | 65d | 8.6mo | -7.1% |
| 32547 | Fort Walton Beach | 65 | $313,654 | +1.0% | 30.5% | Buy | 57d | 4.4mo | -2.9% |
| 32433 | Defuniak Springs | 57 | $226,646 | -0.6% | 29% | Buy | 85d | 7.6mo | -11.8% |
| 32536 | Crestview | 66 | $293,799 | +0.3% | 23.4% | Buy | 74d | 4.2mo | -46.7% |
| 32439 | Freeport | 40 | $388,440 | -2.2% | 33.1% | Neutral | 85d | 5mo | -31.1% |
Median price and 12-month change: Zillow Home Value Index (ZHVI); where a ZIP has no ZHVI value, the county assessor average. Days on market: Redfin Data Center, rolling 90 days; months of supply: Redfin Data Center. Rent: Zillow Observed Rent Index (ZORI); where a ZIP has no ZORI value, the Census ACS county rent.