Defuniak Springs 32433

Crestview-Fort Walton Beach-Destin, FL · Walton County, FL · 12,657 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.7%
affordable
Days on market
68
daily
Price cuts
21.3%
of active
Valuation
-15.4%
vs assessor
Look up an address
60
/100
stable
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

62/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 81d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 32433. Room to negotiate 5-10% below list. Payment burden: 27.8% of median income. Median days on market: 81. Market appears 46% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$236,219
▾ 0.3% YoY
Days on market
68
daily · zip_data
Median rent
$1,850
ZORI
Investor score
82/100
cash-flow lens
Active listings
93
90-day

Valuation3 lenses, different anchors

vs assessor
-15.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$199,863
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+69.4%
County-wide market — the widest, slowest signal.
Walton+69.4%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$164
Price-to-income4.6×

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How 32433 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply49.0 mo
Days on Market68d
Inv vs History+9.4%
Listing Density13.6/1k
Market dynamics
Price cut %21.3%
Momentumstable
LeverageBALANCED
Months of supply49
Sales (90d)0
Investment analysis
Median rent$1,850
Price-to-rent10.6
Est. cap rate6.1%
Buy vs rentfavors buying

Livability

Walk score3
Transit score—
Bike score—

Historical trends

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Walton County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Crestview Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Walton County