Crestview 32536

Crestview-Fort Walton Beach-Destin, FL · Okaloosa County, FL · 12,277 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
21.7%
affordable
Days on market
78
daily
Price cuts
29.3%
of active
Valuation
-47.1%
vs assessor
Look up an address
66
/100
stable
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

56/ 100SellerBalancedBuyer
Balanced Market
DOM: 99d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)100

Balanced market in 32536. List price is roughly fair — focus on condition and value. Payment burden: 21.7% of median income. Median days on market: 99. Renting is approximately 10% cheaper than buying (price-to-rent ratio: 13.2). Market appears 16% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$295,833
▴ 0.5% YoY
Days on market
78
daily · zip_data
Median rent
$1,875
ZORI
Investor score
78/100
cash-flow lens
Active listings
207
90-day

Valuation3 lenses, different anchors

vs assessor
-47.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$156,500
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+50.7%
County-wide market — the widest, slowest signal.
Okaloosa+50.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$166
Price-to-income3.6×

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How 32536 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

16SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply21.9 mo
Days on Market78d
Inv vs History-4.3%
Listing Density23.6/1k
Market dynamics
Price cut %29.3%
Momentumstable
LeverageBALANCED
Months of supply21.9
Sales (90d)0
Investment analysis
Median rent$1,875
Price-to-rent13.2
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score5
Transit score2
Bike score—

Historical trends

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Okaloosa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Crestview Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Okaloosa County