Fort Walton Beach 32547

Crestview-Fort Walton Beach-Destin, FL · Okaloosa County, FL · 13,084 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.3%
stretched
Days on market
43
daily
Price cuts
26.8%
of active
Valuation
-3.9%
vs assessor
Look up an address
65
/100
stable
stable · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 73d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 32547. List price is roughly fair — focus on condition and value. Payment burden: 28.3% of median income. Median days on market: 73. Renting is approximately 20% cheaper than buying (price-to-rent ratio: 14.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$316,776
▴ 0.4% YoY
Days on market
43
daily · zip_data
Median rent
$1,837
ZORI
Investor score
72/100
cash-flow lens
Active listings
158
90-day

Valuation3 lenses, different anchors

vs assessor
-3.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$304,550
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+50.7%
County-wide market — the widest, slowest signal.
Okaloosa+50.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$199
Price-to-income4.7×

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How 32547 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

35SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply20.0 mo
Days on Market43d
Inv vs History-6.6%
Listing Density10.6/1k
Market dynamics
Price cut %26.8%
Momentumstable
LeverageSELLER SLIGHT
Months of supply20
Sales (90d)0
Investment analysis
Median rent$1,837
Price-to-rent14.4
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score5
Transit score1
Bike score—

Historical trends

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Okaloosa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Crestview Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Okaloosa County