Crestview 32539

Crestview-Fort Walton Beach-Destin, FL · Okaloosa County, FL · 17,253 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.8%
affordable
Days on market
61
daily
Price cuts
25.2%
of active
Look up an address
73
/100
stable
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

59/ 100SellerBalancedBuyer
Balanced Market
DOM: 99d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)100

Balanced market in 32539. List price is roughly fair — focus on condition and value. Payment burden: 23.9% of median income. Median days on market: 99. Renting is approximately 5% cheaper than buying (price-to-rent ratio: 12.6). Market appears 30% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$285,312
▴ 0.1% YoY
Days on market
61
daily · zip_data
Median rent
$1,888
ZORI
Investor score
79/100
cash-flow lens
Active listings
269
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+50.7%
County-wide market — the widest, slowest signal.
Okaloosa+50.7%
Walton+69.4%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$175
Price-to-income3.9×

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How 32539 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply20.6 mo
Days on Market61d
Inv vs History-12.8%
Listing Density24.3/1k
Market dynamics
Price cut %25.2%
Momentumstable
LeverageBALANCED
Months of supply20.6
Sales (90d)0
Investment analysis
Median rent$1,888
Price-to-rent12.6
Est. cap rate5.2%
Buy vs rentfavors buying

Livability

Walk score3
Transit score2
Bike score

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Okaloosa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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