Defuniak Springs 32435

Crestview-Fort Walton Beach-Destin, FL · Walton County, FL · 4,237 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.7%
affordable
Days on market
66
daily
Price cuts
27.7%
of active
Look up an address
73
/100
stable
stable · buyer advantage · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 56d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)50
Days on Market (5%)60

Balanced market in 32435. List price is roughly fair — focus on condition and value. Payment burden: 23.7% of median income. Median days on market: 56. Renting is approximately 107% cheaper than buying (price-to-rent ratio: 24.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$245,963
▴ 1.5% YoY
Days on market
66
daily · zip_data
Median rent
$823
ZORI
Investor score
37/100
cash-flow lens
Active listings
44
90-day

Valuation3 lenses, different anchors

vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+69.4%
County-wide market — the widest, slowest signal.
Walton+69.4%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$159
Price-to-income3.9×

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How 32435 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply37.7 mo
Days on Market66d
Inv vs History+27.7%
Listing Density17.0/1k
Market dynamics
Price cut %27.7%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply37.7
Sales (90d)0
Investment analysis
Median rent$823
Price-to-rent24.9
Est. cap rate2.6%
Buy vs rentfavors renting

Livability

Walk score7
Transit score—
Bike score—

Historical trends

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Walton County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Crestview Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Walton County