Shalimar 32579

Crestview-Fort Walton Beach-Destin, FL · Okaloosa County, FL · 4,606 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24%
affordable
Days on market
71
daily
Price cuts
26.7%
of active
Look up an address
73
/100
stable
warming · buyer advantage · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
DOM: 90d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)75

Seller-favored market in 32579. Expect to pay at or near list price. Payment burden: 24.0% of median income. Median days on market: 90. Renting is approximately 39% cheaper than buying (price-to-rent ratio: 16.7).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$387,484
▴ 1.9% YoY
Days on market
71
daily · zip_data
Median rent
$1,938
ZORI
Investor score
66/100
cash-flow lens
Active listings
81
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+50.7%
County-wide market — the widest, slowest signal.
Okaloosa+50.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$212
Price-to-income4.0×

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How 32579 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply22.2 mo
Days on Market71d
Inv vs History+10.2%
Listing Density18.1/1k
Market dynamics
Price cut %26.7%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply22.2
Sales (90d)0
Investment analysis
Median rent$1,938
Price-to-rent16.7
Est. cap rate3.9%
Buy vs rentneutral

Livability

Walk score1
Transit score
Bike score

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Okaloosa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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