Surprise 85374

Maricopa County, AZ · 20,678 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29.8%
stretched
Days on market
65
daily
Price cuts
32.2%
of active
Valuation
-30.2%
vs assessor
Look up an address
47
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
35
Economic health
51

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

30/ 100SellerBalancedBuyer
Seller's Market
DOM: 60d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)60

Seller-favored market in 85374. Expect to pay at or near list price. Payment burden: 29.9% of median income. Median days on market: 60. Renting is approximately 63% cheaper than buying (price-to-rent ratio: 19.6).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.4% YoY.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$387,295
▾ 2.4% YoY
Days on market
65
daily · zip_data
Median rent
$1,650
ZORI
Investor score
46/100
cash-flow lens
Active listings
292
90-day

Valuation3 lenses, different anchors

vs assessor
-30.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$270,300
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$327
Price-to-income4.9×

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How 85374 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity46%
Supply tightness88%
Affordability59%
Investment yield65%
Appreciation14%

Affordability, supply & momentum

61SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market65d
Inv vs History-7.4%
Listing Density15.7/1k
Affordability — payment burden
Monthly payment (P&I)$1,956
Payment burden29.8%
Median income · ZIP$78,690
Mortgage rate6.49% · 30yr
Total monthly own$2,344
Monthly rent$1,650
Market dynamics
Price cut %32.2%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,650
Price-to-rent19.6
Est. cap rate3.3%
Buy vs rentneutral

Livability

Walk score6
Transit score1
Bike score—
Places & amenities in ZIP 85374 · 79 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space10
Surprise Community ParkXeriscape Demonstration GardenStonebrook ParkFighter FieldSmall-Breed Dog ParkBell Pointe Neighborhood Park+4 more
Trails1
Reems Trail
Recreation & aquatics18
Town SurpriseSurprise Aquatic CenterLA FitnessFaith ArenaPlanet FitnessEōS Fitness+12 more
Venues & culture5
Surprise Regional LibraryThe Vista Center for the ArtsLizardSurprise Lake (Arizona)Surprise Stadium
Dining & cafés39
StarbucksStarbucksRed RobinLongHorn SteakhouseVillage InnBuffalo Wild Wings+33 more
Land & water5
Surprise Community Park LakePima LakeArapaho PondNorth Fork Lower El Mirage WashAiken Pond
Weekend range9
Hells Canyon Wilderness Area · wilderness area20 mi
Gila River Waterfowl Management Area · national conservation area26 mi
Sierra Estrella Wilderness Area · wilderness area31 mi
Hassayampa River Canyon Wilderness Area · wilderness area35 mi
North Maricopa Mountains Wilderness Area · wilderness area38 mi
Castle Creek Wilderness · wilderness area39 mi
Signal Mountain Wilderness Area · wilderness area46 mi
Woolsey Peak Wilderness Area · wilderness area46 mi
Pine Mountain Wilderness · wilderness area56 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,255 ft above sea level elevation · USGS 3DEP1 protected / open-space parcels · USGS PAD-USSurprise: incorporated/founded 1937 · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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