Gilbert 85298

Maricopa County, AZ · 16,296 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.2%
stretched
Days on market
55
daily
Price cuts
37.2%
of active
Valuation
-28.5%
vs assessor
Look up an address
50
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
50
Economic health
53

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

38/ 100SellerBalancedBuyer
Seller's Market
DOM: 74d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75

Seller-favored market in 85298. Expect to pay at or near list price. Payment burden: 28.3% of median income. Median days on market: 74. Renting is approximately 87% cheaper than buying (price-to-rent ratio: 22.4).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$683,260
▾ 0.6% YoY
Days on market
55
daily · zip_data
Median rent
$2,539
ZORI
Investor score
41/100
cash-flow lens
Active listings
234
90-day

Valuation3 lenses, different anchors

vs assessor
-28.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$488,472
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$301
Price-to-income4.7×

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How 85298 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity64%
Supply tightness76%
Affordability64%
Investment yield43%
Appreciation50%

Affordability, supply & momentum

58SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market55d
Inv vs History+14.7%
Listing Density17.2/1k
Affordability — payment burden
Monthly payment (P&I)$3,451
Payment burden28.2%
Median income · ZIP$146,688
Mortgage rate6.49% · 30yr
Total monthly own$4,135
Monthly rent$2,539
Market dynamics
Price cut %37.2%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,539
Price-to-rent22.4
Est. cap rate2.9%
Buy vs rentfavors renting

Livability

Walk score1
Transit score—
Bike score—
Places & amenities in ZIP 85298 · 48 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space8
Gilbert Regional ParkSeville Park WestSeton ParkPirate ParkAdora Trails ParkBrittlebush Park+2 more
Trails4
South 183rd StreetCommunity TrailAdora Trails Walking PathSaddlebrook Walking Path
Recreation & aquatics12
Elite Golf Schools of ArizonaPlanet FitnessCore Body PilatesPerry PoolAdora Trails Community CenterPotential Realized Training+6 more
Dining & cafés20
Moreno’s Mexican GrillMorning KickThai Chili 2 GoStarbucksBlue 32 Sports GrillStarbucks+14 more
Land & water3
Roosevelt CanalLower Queen Creek BasinSonoqui Wash
Weekend range12
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area24 mi
McFarland State Historic Park · state park24 mi
Superstition Wilderness Water Sources, Plo 5368 Watershed Withdrawal · national conservation area26 mi
Sierra Estrella Wilderness Area · wilderness area30 mi
White Canyon Wilderness Area · wilderness area36 mi
Four Peaks Wilderness · wilderness area37 mi
Table Top Wilderness Area · wilderness area40 mi
Three-Bar Watersheds Research Area, Plo 3263 Watershed Withdrawal · national conservation area42 mi
South Maricopa Mountains Wilderness Area · wilderness area45 mi
Picacho Peak State Park · state park45 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,311 ft above sea level elevation · USGS 3DEP3 protected / open-space parcels · USGS PAD-US

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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