Gilbert 85295

Maricopa County, AZ · 17,168 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.5%
stretched
Days on market
43
daily
Price cuts
34.9%
of active
Valuation
-64.5%
vs assessor
Look up an address
44
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
20
Economic health
53

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

30/ 100SellerBalancedBuyer
Seller's Market
DOM: 66d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75

Seller-favored market in 85295. Expect to pay at or near list price. Payment burden: 28.5% of median income. Median days on market: 66. Renting is approximately 101% cheaper than buying (price-to-rent ratio: 24.1).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.3% YoY.

Address lookup$99 report path

Look Up an Address in 85295

Just type the street — we'll auto-scope the search to ZIP 85295.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$546,792
▾ 1.3% YoY
Days on market
43
daily · zip_data
Median rent
$1,895
ZORI
Investor score
36/100
cash-flow lens
Active listings
156
90-day

Valuation3 lenses, different anchors

vs assessor
-64.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$194,100
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$296
Price-to-income4.7×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 85295 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity84%
Supply tightness81%
Affordability64%
Investment yield31%
Appreciation35%

Affordability, supply & momentum

73SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market43d
Inv vs History+1.3%
Listing Density8.4/1k
Affordability — payment burden
Monthly payment (P&I)$2,762
Payment burden28.5%
Median income · ZIP$116,288
Mortgage rate6.49% · 30yr
Total monthly own$3,309
Monthly rent$1,895
Market dynamics
Price cut %34.9%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,895
Price-to-rent24.1
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score5
Transit score—
Bike score—
Places & amenities in ZIP 85295 · 95 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space21
Discovery ParkDesert Sky ParkBarney ParkGilbert Rodeo ParkLittle ParkCalestenics Park Fitness+15 more
Trails1
Eastern Canal Trail
Recreation & aquatics20
F45 TrainingF45 TrainingTopgolfPure BarreClub PilatesPlanet Fitness+14 more
Venues & culture5
Harkins TheatresMajestic Gilbert 8Higley Center for the Performing ArtsDiscovery Park AmptheatreSanTan Village
Dining & cafés40
Cafe RioStarbucksThe KegRusty TacoRed RobinBarro's Pizza+34 more
Land & water6
Roosevelt CanalEast Maricopa FloodwayEastern CanalLower LakeUpper LakeKid's Splash Pad
Getting around1
Higley Unified School District Bus Terminal
Weekend range11
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area20 mi
Superstition Wilderness Water Sources, Plo 5368 Watershed Withdrawal · national conservation area24 mi
McFarland State Historic Park · state park27 mi
Sierra Estrella Wilderness Area · wilderness area30 mi
Four Peaks Wilderness · wilderness area34 mi
Three-Bar Watersheds Research Area, Plo 3263 Watershed Withdrawal · national conservation area39 mi
Table Top Wilderness Area · wilderness area44 mi
South Maricopa Mountains Wilderness Area · wilderness area47 mi
Gila River Waterfowl Management Area · national conservation area52 mi
Salome Wilderness · wilderness area54 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,282 ft above sea level elevation · USGS 3DEP3 protected / open-space parcels · USGS PAD-US

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes

85298
Gilbert
$683,260
-0.6%
85296
Gilbert
$550,138
-1.0%
85233
Gilbert
$525,881
-0.5%
85234
Gilbert
$557,933
+0.8%
85297
Gilbert
$591,903
-1.0%
85286
Chandler
$613,483
-1.2%
85248
Chandler
$558,089
-1.5%
85224
Chandler
$458,649
-1.6%
Phoenix Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Maricopa County