Anthem 85086

Maricopa County, AZ · 16,974 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

47affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.9%
stretched
Days on market
68
daily
Price cuts
36.5%
of active
Valuation
-55.6%
vs assessor
Look up an address
44
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
20
Economic health
47

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
Needs 6% correction for affordability
DOM: 87d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)75
Days on Market (5%)75

Balanced market in 85086. List price is roughly fair — focus on condition and value. Payment burden: 31.9% of median income. Median days on market: 87. Renting is approximately 92% cheaper than buying (price-to-rent ratio: 23.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.1% YoY.

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Market snapshoteach number, once

Median price
$623,203
▾ 1.1% YoY
Days on market
68
daily · zip_data
Median rent
$2,249
ZORI
Investor score
38/100
cash-flow lens
Active listings
281
90-day

Valuation3 lenses, different anchors

vs assessor
-55.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$276,650
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$290
Price-to-income5.3×

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How 85086 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity42%
Supply tightness70%
Affordability48%
Investment yield39%
Appreciation38%

Affordability, supply & momentum

58SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market68d
Inv vs History-7.5%
Listing Density18.0/1k
Affordability — payment burden
Monthly payment (P&I)$3,148
Payment burden31.9%
Median income · ZIP$118,543
Mortgage rate6.49% · 30yr
Total monthly own$3,771
Monthly rent$2,249
Market dynamics
Price cut %36.5%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,249
Price-to-rent23.1
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score4
Transit score—
Bike score—
Places & amenities in ZIP 85086 · 71 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space7
Tramonto ParkAnthem Dog ParkAnthem Community ParkLiberty Bell ParkGardenThe Landing Pocket Park+1 more
Trails7
Tramonto Park Walking PathMaricopa TrailDaisy Mountain TrailMaricopa Trail;Black Canyon TrailTramonto From the NorthMaricopa Trail Access+1 more
Recreation & aquatics4
F45 TrainingBen Avery Shooting FacilityAnthem Community CenterAnthem Golf & Country Club
Venues & culture10
North Valley Regional LibraryPioneer Arizona History MuseumMercantileArizona State Route 74New RiverDesert Hills+4 more
Dining & cafés17
First WatchStarbucksAmped Coffee CompanyChili'sAsian Fusion CafePizza Hut+11 more
Land & water25
Cline TankGibson TankDesert Lake TankEscondido TankBurro TankPurcell Tank+19 more
Weekend range10
Hells Canyon Wilderness Area · wilderness area17 mi
Castle Creek Wilderness · wilderness area27 mi
Mazatzal Wilderness · wilderness area32 mi
Hassayampa River Canyon Wilderness Area · wilderness area32 mi
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area33 mi
Pine Mountain Wilderness · wilderness area37 mi
Sierra Estrella Wilderness Area · wilderness area43 mi
Cedar Bench Wilderness · wilderness area43 mi
Gila River Waterfowl Management Area · national conservation area45 mi
Fossil Springs Wilderness · wilderness area55 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,991 ft above sea level elevation · USGS 3DEP4 protected / open-space parcels · USGS PAD-USAnthem: incorporated/founded 1998 · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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