Phoenix 85003

Maricopa County, AZ · 3,733 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
62.8%
severe
Days on market
47
daily
Price cuts
29.4%
of active
Look up an address
33
/100
Weak
warming · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
10

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
Needs 52.2% correction for affordability
DOM: 76d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 85003. List price is roughly fair — focus on condition and value. Payment burden: 62.8% of median income. A 44% price correction needed to reach 30% affordability threshold. Median days on market: 76. Renting is approximately 137% cheaper than buying (price-to-rent ratio: 28.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$586,802
▴ 1.6% YoY
Days on market
47
daily · zip_data
Median rent
$1,721
ZORI
Investor score
36/100
cash-flow lens
Active listings
58
90-day

Valuation3 lenses, different anchors

vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$421
Price-to-income10.3×

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How 85003 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity79%
Supply tightness74%
Affordability0%
Investment yield18%
Appreciation78%

Affordability, supply & momentum

66SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market47d
Inv vs History+11.4%
Listing Density12.2/1k
Affordability — payment burden
Monthly payment (P&I)$2,964
Payment burden62.8%
Median income · ZIP$56,672
Mortgage rate6.49% · 30yr
Total monthly own$3,551
Monthly rent$1,721
Market dynamics
Price cut %29.4%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,721
Price-to-rent28.4
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score15
Transit score14
Bike score—
Places & amenities in ZIP 85003 · 97 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space10
Japanese Friendship GardenGrant ParkMargaret T. Hance ParkHarmon ParkRoosevelt ParkPatriots Park+4 more
Trails5
Phoenix–Sonoran BikewayNorth Overbank TrailGrant Park Walking PathWest Madison StreetMarvin Andrews Way
Recreation & aquatics8
F45 TrainingSun Devil Fitness ComplexOrangeTheory FitnessIrish Cultural CenterGrant Recreation CenterHarmon Pool+2 more
Venues & culture27
Phoenix Police MuseumOrpheum TheatreArizona Financial TheatreHarmon LibraryGreat Arizona Puppet TheaterLegend City Studios+21 more
Dining & cafés38
Zen Thai CafeStarbucksStarbucksSeamus McCaffrey's Irish PubCentricoThai Basil Signature+32 more
Getting around8
McDowell/Central AveDowntown Phx Hub/1st AveDowntown Phx Hub/Central AveDowntown Phx Hub/Jefferson StRoosevelt/Central AveLincoln/Central Ave+2 more
Weekend range7
Sierra Estrella Wilderness Area · wilderness area19 mi
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area27 mi
Gila River Waterfowl Management Area · national conservation area33 mi
North Maricopa Mountains Wilderness Area · wilderness area35 mi
Hells Canyon Wilderness Area · wilderness area39 mi
South Maricopa Mountains Wilderness Area · wilderness area41 mi
Mazatzal Wilderness · wilderness area50 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,087 ft above sea level elevation · USGS 3DEP2 protected / open-space parcels · USGS PAD-USPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Phoenix Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Maricopa County