Phoenix 85012

Maricopa County, AZ · 3,058 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

19affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
49.2%
severe
Days on market
73
daily
Price cuts
35.0%
of active
Valuation
-23.8%
vs assessor
Look up an address
34
/100
Weak
warming · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
10
Valuation
50
Economic health
19

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

56/ 100SellerBalancedBuyer
Balanced Market
Needs 39% correction for affordability
DOM: 107d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)100

Balanced market in 85012. List price is roughly fair — focus on condition and value. Payment burden: 49.2% of median income. A 29% price correction needed to reach 30% affordability threshold. Median days on market: 107. Renting is approximately 190% cheaper than buying (price-to-rent ratio: 34.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$650,655
▴ 1.3% YoY
Days on market
73
daily · zip_data
Median rent
$1,559
ZORI
Investor score
32/100
cash-flow lens
Active listings
66
90-day

Valuation3 lenses, different anchors

vs assessor
-23.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$496,070
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$362
Price-to-income8.1×

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How 85012 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity35%
Supply tightness64%
Affordability11%
Investment yield9%
Appreciation75%

Affordability, supply & momentum

56SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market73d
Inv vs History+10.9%
Listing Density15.4/1k
Affordability — payment burden
Monthly payment (P&I)$3,287
Payment burden49.2%
Median income · ZIP$80,242
Mortgage rate6.49% · 30yr
Total monthly own$3,937
Monthly rent$1,559
Market dynamics
Price cut %35.0%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,559
Price-to-rent34.8
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score10
Transit score9
Bike score—
Places & amenities in ZIP 85012 · 59 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space2
Steele Indian School ParkEntry Garden
Trails3
Murphy Bridle PathGrand CanalscapeSteele Indian School Park Walking Path
Recreation & aquatics4
F45 TrainingTrifit WellnessEOS fitnessUrban Yoga
Venues & culture14
The Torch TheatreLisa Sette Gallery[mood room]Phoenix Plaza3300 North Central AvenueCampbell Avenue and Central Avenue+8 more
Dining & cafés30
StarbucksPostino CentralJINYA Ramen BarCulinary DropoutFired PieThe Henry+24 more
Land & water2
Bird LakeGarden Pond
Getting around3
Thomas/Central AveIndian School/Central AveOsborn/Central Ave
Weekend range8
Sierra Estrella Wilderness Area · wilderness area22 mi
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area25 mi
Gila River Waterfowl Management Area · national conservation area34 mi
Hells Canyon Wilderness Area · wilderness area35 mi
North Maricopa Mountains Wilderness Area · wilderness area39 mi
South Maricopa Mountains Wilderness Area · wilderness area45 mi
Mazatzal Wilderness · wilderness area47 mi
Hassayampa River Canyon Wilderness Area · wilderness area52 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,130 ft above sea level elevation · USGS 3DEPPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Phoenix Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Maricopa County