Phoenix 85085

Maricopa County, AZ · 11,809 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.8%
stretched
Days on market
64
daily
Price cuts
34.3%
of active
Valuation
-44.6%
vs assessor
Look up an address
47
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
35
Economic health
48

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

43/ 100SellerBalancedBuyer
Balanced Market
Needs 5.7% correction for affordability
DOM: 79d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 85085. List price is roughly fair — focus on condition and value. Payment burden: 31.8% of median income. Median days on market: 79. Renting is approximately 149% cheaper than buying (price-to-rent ratio: 29.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.1% YoY.

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Market snapshoteach number, once

Median price
$640,729
▾ 1.1% YoY
Days on market
64
daily · zip_data
Median rent
$1,786
ZORI
Investor score
30/100
cash-flow lens
Active listings
206
90-day

Valuation3 lenses, different anchors

vs assessor
-44.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$354,900
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$305
Price-to-income5.3×

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How 85085 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity48%
Supply tightness72%
Affordability51%
Investment yield16%
Appreciation38%

Affordability, supply & momentum

55SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market64d
Inv vs History+12.0%
Listing Density19.0/1k
Affordability — payment burden
Monthly payment (P&I)$3,237
Payment burden31.8%
Median income · ZIP$122,138
Mortgage rate6.49% · 30yr
Total monthly own$3,877
Monthly rent$1,786
Market dynamics
Price cut %34.3%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,786
Price-to-rent29.9
Est. cap rate2.2%
Buy vs rentfavors renting

Livability

Walk score3
Transit score—
Bike score—
Places & amenities in ZIP 85085 · 119 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space24
Sanoron Foothills Crest ParkApache Wash TrailheadDesert Hills TrailheadDesert Vista TrailheadSonoran PreserveCave Buttes Recreation Area+18 more
Trails37
Dirt Devil TrailApache Wash PaseoApache Vista TrailRidgeback TrailWest Skip Rimsza PaseoSidewinder Trail+31 more
Recreation & aquatics7
Orangetheory FitnessCycleBarClub PilatesMountainside FitnessMountainside FitnessBlade Method Barbell+1 more
Venues & culture3
Norterra 14Jeep WreckCave Buttes Dam
Dining & cafés33
StarbucksStarbucksStreets of New YorkPepper LunchStarbucksOver Easy+27 more
Land & water14
Bosco TankApache WashTin Can TankPurcell TankCave CreekBronco Tank+8 more
Weekend range10
Hells Canyon Wilderness Area · wilderness area22 mi
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area28 mi
Castle Creek Wilderness · wilderness area32 mi
Mazatzal Wilderness · wilderness area33 mi
Hassayampa River Canyon Wilderness Area · wilderness area38 mi
Sierra Estrella Wilderness Area · wilderness area39 mi
Pine Mountain Wilderness · wilderness area40 mi
Gila River Waterfowl Management Area · national conservation area43 mi
Cedar Bench Wilderness · wilderness area47 mi
North Maricopa Mountains Wilderness Area · wilderness area52 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,670 ft above sea level elevation · USGS 3DEP3 protected / open-space parcels · USGS PAD-USPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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