Phoenix 85051

Maricopa County, AZ · 12,129 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

33%

stretched

Days on market

daily

Price cuts

30.2%

of active

Look up an address

/100

Mixed

cooling · seller slight · prices easing year-over-year.

Price trend

Affordability

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Seller's Market

Needs 9.1% correction for affordability

DOM: 60d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)50

Valuation Gap (25%)10

Supply & Demand (20%)20

Buy vs Rent (15%)75

Cancellation Rate (10%)25

Days on Market (5%)60

Seller-favored market in 85051. Expect to pay at or near list price. Payment burden: 33.0% of median income. Median days on market: 60. Renting is approximately 102% cheaper than buying (price-to-rent ratio: 24.3).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.

COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 1.8% YoY.

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Market snapshoteach number, once

Median price

$346,329

▾ 1.8% YoY

Days on market

daily · zip_data

Median rent

$1,190

ZORI

Investor score

33/100

cash-flow lens

Active listings

101

90-day

Valuation3 lenses, different anchors

vs assessor

—

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$0

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+71.3%

County-wide market — the widest, slowest signal.

Maricopa+71.3%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$781

Price-to-income5.4×

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How 85051 ranks in AZ

percentile vs all Arizona ZIPs · n=398

Market velocity84%

Supply tightness88%

Affordability45%

Investment yield31%

Appreciation22%

Affordability, supply & momentum

74SUPPLY

Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo

Days on Market43d

Inv vs History0.0%

Listing Density6.4/1k

Affordability — payment burden

Monthly payment (P&I)$1,749

Payment burden33%

Median income · ZIP$63,665

Mortgage rate6.49% · 30yr

Total monthly own$2,096

Monthly rent$1,190

Market dynamics

Price cut %30.2%

Momentumcooling

LeverageSELLER SLIGHT

Months of supply2.6

Sales (90d)0

Investment analysis

Median rent$1,190

Price-to-rent24.3

Est. cap rate2.7%

Buy vs rentfavors renting

Livability

Walk score4

Transit score8

Bike score—

Places & amenities in ZIP 85051 · 40 mapped

Leaflet © OpenStreetMap contributors © CARTO

Parks & open space4

Mariposa ParkHoshoni ParkCortez ParkJohn F. and Mary P. Long Homestead Park

Recreation & aquatics2

Planet FitnessCortez Pool

Venues & culture3

Cholla Branch (Phoenix Public Library)Castles N' CoastersDesert Storm

Dining & cafés23

StarbucksLenny's burgerBull ShootersTexas RoadhouseChuck E. CheeseBuffalo Wild Wings+17 more

Land & water3

Cortez Park LakeBumper BoatsSplash Down

Getting around4

Metro ParkwayMetrocenter Transit CenterThelda Williams Transit CenterGreyhound Bus Station

Weekend range9

Sierra Estrella Wilderness Area · wilderness area25 mi

Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area29 mi

Hells Canyon Wilderness Area · wilderness area30 mi

Gila River Waterfowl Management Area · national conservation area33 mi

North Maricopa Mountains Wilderness Area · wilderness area39 mi

Castle Creek Wilderness · wilderness area45 mi

Mazatzal Wilderness · wilderness area45 mi

Hassayampa River Canyon Wilderness Area · wilderness area47 mi

South Maricopa Mountains Wilderness Area · wilderness area47 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,212 ft above sea level elevation · USGS 3DEPPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 85051→Maricopa County, AZ

12-Month Direction

-5Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

41· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden44

33.4%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent6

1.914x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation10

+71.3%

overvalued

Source: Lotvox comps · Updated 2026-05-15