Phoenix 85045

Maricopa County, AZ · 3,814 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

57affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

26.4%

affordable

Days on market

daily

Price cuts

39.6%

of active

Valuation

-65.6%

vs assessor

Look up an address

/100

Mixed

stable · buyer advantage · prices easing year-over-year.

Price trend

Affordability

Valuation

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 80d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)80

Supply & Demand (20%)20

Buy vs Rent (15%)75

Cancellation Rate (10%)50

Days on Market (5%)75

Balanced market in 85045. List price is roughly fair — focus on condition and value. Payment burden: 26.4% of median income. Median days on market: 80. Renting is approximately 69% cheaper than buying (price-to-rent ratio: 20.3). Market appears 29% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price

$670,936

▾ 0.1% YoY

Days on market

daily · zip_data

Median rent

$2,748

ZORI

Investor score

50/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-65.6%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$230,900

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+71.3%

County-wide market — the widest, slowest signal.

Maricopa+71.3%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$287

Price-to-income4.3×

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How 85045 ranks in AZ

percentile vs all Arizona ZIPs · n=398

Market velocity71%

Supply tightness72%

Affordability79%

Investment yield60%

Appreciation60%

Affordability, supply & momentum

64SUPPLY

Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo

Days on Market51d

Inv vs History+7.4%

Listing Density14.3/1k

Affordability — payment burden

Monthly payment (P&I)$3,389

Payment burden26.4%

Median income · ZIP$154,300

Mortgage rate6.49% · 30yr

Total monthly own$4,060

Monthly rent$2,748

Market dynamics

Price cut %39.6%

Momentumstable

LeverageBUYER ADVANTAGE

Months of supply2.6

Sales (90d)0

Investment analysis

Median rent$2,748

Price-to-rent20.3

Est. cap rate3.2%

Buy vs rentfavors renting

Livability

Walk score1

Transit score1

Bike score—

Places & amenities in ZIP 85045 · 10 mapped

Leaflet © OpenStreetMap contributors © CARTO

Parks & open space2

Fairway Crossings GreenspaceClub West Community Park

Trails6

Highly FalknerBursera TrailGila TrailCLOSED - old Pyramid TrailShaughnessey ConnectorBursera Canyon

Recreation & aquatics1

Club West Golf Course

Weekend range8

Sierra Estrella Wilderness Area · wilderness area10 mi

North Maricopa Mountains Wilderness Area · wilderness area28 mi

Gila River Waterfowl Management Area · national conservation area30 mi

South Maricopa Mountains Wilderness Area · wilderness area31 mi

Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area34 mi

Table Top Wilderness Area · wilderness area37 mi

Hells Canyon Wilderness Area · wilderness area47 mi

Mazatzal Wilderness · wilderness area60 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,195 ft above sea level elevation · USGS 3DEPPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 85045→Maricopa County, AZ

12-Month Direction

-5Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

41· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden44

33.4%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent6

1.914x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation10

+71.3%

overvalued

Source: Lotvox comps · Updated 2026-05-15