Phoenix 85041

Maricopa County, AZ · 19,819 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.8%
stretched
Days on market
50
daily
Price cuts
28.8%
of active
Valuation
-11.8%
vs assessor
Look up an address
54
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
70
Economic health
48

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

34/ 100SellerBalancedBuyer
Seller's Market
Needs 5.7% correction for affordability
DOM: 55d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)60

Seller-favored market in 85041. Expect to pay at or near list price. Payment burden: 31.8% of median income. Median days on market: 55. Renting is approximately 17% cheaper than buying (price-to-rent ratio: 14.0).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.1% YoY.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$370,056
▾ 2.1% YoY
Days on market
50
daily · zip_data
Median rent
$2,210
ZORI
Investor score
70/100
cash-flow lens
Active listings
155
90-day

Valuation3 lenses, different anchors

vs assessor
-11.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$326,500
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$653
Price-to-income5.2×

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How 85041 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity71%
Supply tightness92%
Affordability51%
Investment yield97%
Appreciation20%

Affordability, supply & momentum

69SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market50d
Inv vs History+4.7%
Listing Density8.4/1k
Affordability — payment burden
Monthly payment (P&I)$1,869
Payment burden31.8%
Median income · ZIP$70,555
Mortgage rate6.49% · 30yr
Total monthly own$2,239
Monthly rent$2,210
Market dynamics
Price cut %28.8%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,210
Price-to-rent14.0
Est. cap rate4.7%
Buy vs rentfavors buying

Livability

Walk score5
Transit score4
Bike score—
Places & amenities in ZIP 85041 · 74 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space19
Ho-E ParkEl Prado ParkPlaya Margarita ParkMa-Ha Tuak ParkLindo ParkHayden Park+13 more
Trails11
B LineEl Prado Park Walking PathLaveen Village Park Walking PathManzanita Park Walking PathPlaya Margarita Park Walking PathT-Bone Trail+5 more
Recreation & aquatics5
El Prado PoolMuriel Smith Recreation CenterRE:Frame Youth Arts CenterEōS FitnessPlanet Fitness
Venues & culture10
Ocotillo Branch LibraryKPHXJain Center of Greater PhoenixKASAKIDRKNAI+4 more
Dining & cafés24
StarbucksStarbucksBoba Tea and Snow Ice HousePho LaveenSr Ozzy's Tacos Y MariscosPizza Hut+18 more
Land & water1
Salt River
Getting around3
Baseline/Central AvenuePioneer/Central AveBroadway/Central Ave
Weekend range8
Sierra Estrella Wilderness Area · wilderness area14 mi
Gila River Waterfowl Management Area · national conservation area30 mi
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area30 mi
North Maricopa Mountains Wilderness Area · wilderness area31 mi
South Maricopa Mountains Wilderness Area · wilderness area36 mi
Hells Canyon Wilderness Area · wilderness area42 mi
Table Top Wilderness Area · wilderness area43 mi
Mazatzal Wilderness · wilderness area55 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,083 ft above sea level elevation · USGS 3DEP1 protected / open-space parcels · USGS PAD-USPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Phoenix Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Maricopa County