Phoenix 85029

Maricopa County, AZ · 12,904 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.2%
severe
Days on market
48
daily
Price cuts
27.8%
of active
Valuation
+29.7%
vs assessor
Look up an address
35
/100
Weak
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
25
Valuation
50
Economic health
40

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
Needs 17.1% correction for affordability
DOM: 67d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 85029. List price is roughly fair — focus on condition and value. Payment burden: 36.2% of median income. Median days on market: 67. Renting is approximately 99% cheaper than buying (price-to-rent ratio: 23.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.7% YoY.

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Market snapshoteach number, once

Median price
$360,613
▾ 2.7% YoY
Days on market
48
daily · zip_data
Median rent
$1,260
ZORI
Investor score
32/100
cash-flow lens
Active listings
123
90-day

Valuation3 lenses, different anchors

vs assessor
+29.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$467,567
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$753
Price-to-income6.0×

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How 85029 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity76%
Supply tightness79%
Affordability31%
Investment yield31%
Appreciation9%

Affordability, supply & momentum

72SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market48d
Inv vs History-0.1%
Listing Density6.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,822
Payment burden36.2%
Median income · ZIP$60,384
Mortgage rate6.49% · 30yr
Total monthly own$2,182
Monthly rent$1,260
Market dynamics
Price cut %27.8%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,260
Price-to-rent23.9
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score6
Transit score7
Bike score
Places & amenities in ZIP 85029 · 48 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space11
Westown ParkCactus ParkSurrey ParkCave Creek Park - ChollaCave Creek Park - CactusCave Creek Park - Thunderbird+5 more
Trails5
#306 - Shaw Butte TrailTrail 44 - North Mountain National Trail#100 - Charles M. Christiansen TrailNorth Mountain Summit TrailTrail 101
Recreation & aquatics3
VASA FitnessNorth Mountain Visitor CenterDavid C. Uribe Pool
Venues & culture3
KVCPKPHFPhoenix Mountain Preserve
Dining & cafés22
StarbucksStarbucksStarbucksLos Arbolitos de CajemePizza HutCountry Boys Restaurant+16 more
Land & water3
Shaw ButteNorth MountainMoon Valley Wash
Weekend range8
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area27 mi
Sierra Estrella Wilderness Area · wilderness area27 mi
Hells Canyon Wilderness Area · wilderness area29 mi
Gila River Waterfowl Management Area · national conservation area35 mi
North Maricopa Mountains Wilderness Area · wilderness area42 mi
Castle Creek Wilderness · wilderness area42 mi
Mazatzal Wilderness · wilderness area42 mi
Hassayampa River Canyon Wilderness Area · wilderness area45 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,275 ft above sea level elevation · USGS 3DEP1 protected / open-space parcels · USGS PAD-USPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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