Phoenix 85028

Maricopa County, AZ · 8,710 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

41affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36%
severe
Days on market
50
daily
Price cuts
30.8%
of active
Valuation
-57.9%
vs assessor
Look up an address
43
/100
Mixed
warming · seller slight · prices rising year-over-year.
Price trend
75
Affordability
25
Valuation
20
Economic health
41

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

37/ 100SellerBalancedBuyer
Seller's Market
Needs 16.7% correction for affordability
DOM: 47d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Seller-favored market in 85028. Expect to pay at or near list price. Payment burden: 36.0% of median income. Median days on market: 47. Renting is approximately 70% cheaper than buying (price-to-rent ratio: 20.4).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$709,408
▴ 2.6% YoY
Days on market
50
daily · zip_data
Median rent
$2,905
ZORI
Investor score
54/100
cash-flow lens
Active listings
81
90-day

Valuation3 lenses, different anchors

vs assessor
-57.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$298,500
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$375
Price-to-income5.9×

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How 85028 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity71%
Supply tightness98%
Affordability33%
Investment yield60%
Appreciation85%

Affordability, supply & momentum

70SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market50d
Inv vs History-5.6%
Listing Density10.5/1k
Affordability — payment burden
Monthly payment (P&I)$3,583
Payment burden36%
Median income · ZIP$119,436
Mortgage rate6.49% · 30yr
Total monthly own$4,293
Monthly rent$2,905
Market dynamics
Price cut %30.8%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,905
Price-to-rent20.4
Est. cap rate3.2%
Buy vs rentfavors renting

Livability

Walk score4
Transit score4
Bike score—
Places & amenities in ZIP 85028 · 33 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space6
Altadena ParkChristy Cove ParkCholla Cove ParkMercury Mine Basin ParkPrivate ClubMelrose Park
Trails7
35th Place Trail AccessCholla Cove Park Walking Path#100 - Charles M. Christiansen TrailDreamy Draw BikewayTrail 100BIndian Bend Wash Bikeway+1 more
Recreation & aquatics3
Community YogaLA FitnessJabz Boxing
Venues & culture1
KWSS-LP
Dining & cafés11
OHSO BreweryStarbucksPress Coffee - The Roastery32 SheaZipps Sports GrillUncle Sams+5 more
Land & water3
Tatum Wash BasinVeterans MountainIndian Bend Wash
Getting around1
East Shea Boulevard and AZ SR 51 Dreamy Draw Park and Ride
Weekend range11
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area21 mi
Sierra Estrella Wilderness Area · wilderness area29 mi
Hells Canyon Wilderness Area · wilderness area33 mi
Superstition Wilderness Water Sources, Plo 5368 Watershed Withdrawal · national conservation area38 mi
Four Peaks Wilderness · wilderness area39 mi
Gila River Waterfowl Management Area · national conservation area40 mi
Mazatzal Wilderness · wilderness area40 mi
North Maricopa Mountains Wilderness Area · wilderness area45 mi
Castle Creek Wilderness · wilderness area45 mi
Hassayampa River Canyon Wilderness Area · wilderness area49 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,427 ft above sea level elevation · USGS 3DEPPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Phoenix Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Maricopa County