Phoenix 85022

Maricopa County, AZ · 16,356 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

30affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
42.6%
severe
Days on market
45
daily
Price cuts
38.3%
of active
Valuation
-21.8%
vs assessor
Look up an address
34
/100
Weak
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
25
Valuation
50
Economic health
30

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
Needs 29.6% correction for affordability
DOM: 64d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 85022. List price is roughly fair — focus on condition and value. Payment burden: 42.7% of median income. A 18% price correction needed to reach 30% affordability threshold. Median days on market: 64. Renting is approximately 135% cheaper than buying (price-to-rent ratio: 28.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$468,329
▾ 0.6% YoY
Days on market
45
daily · zip_data
Median rent
$1,383
ZORI
Investor score
31/100
cash-flow lens
Active listings
156
90-day

Valuation3 lenses, different anchors

vs assessor
-21.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$366,200
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$425
Price-to-income7.0×

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How 85022 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity82%
Supply tightness81%
Affordability18%
Investment yield18%
Appreciation50%

Affordability, supply & momentum

74SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market45d
Inv vs History-0.8%
Listing Density6.6/1k
Affordability — payment burden
Monthly payment (P&I)$2,366
Payment burden42.6%
Median income · ZIP$66,601
Mortgage rate6.49% · 30yr
Total monthly own$2,834
Monthly rent$1,383
Market dynamics
Price cut %38.3%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,383
Price-to-rent28.2
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score7
Transit score3
Bike score
Places & amenities in ZIP 85022 · 61 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space10
Mountain View Community Center ParkQuail Run Basin ParkGrovers Basin ParkTurtle Rock Basin ParkLookout Mountain ParkLookout Mountain Preserve+4 more
Trails10
North 20th StreetTrail 308North Bluebird LaneTrail 25A310 - Shadow Mountain Big Loop Trail310 & 312 - Shadow Mountain Loop Trails+4 more
Recreation & aquatics9
Anytime FitnessOrangetheory FitnessKnockout FitnessPlanet FitnessThunderbird Arts CenterMountain View Pool+3 more
Venues & culture1
Dream City Church
Dining & cafés25
Soup & Sausage BistroStarbucksStarbucksCarolina'sChili'sBarro's Pizza+19 more
Land & water5
Upper East Fork Cave Creek WashLookout MountainShadow MountainMoon Valley WashGreenway Parkway Channel
Weekend range10
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area24 mi
Hells Canyon Wilderness Area · wilderness area29 mi
Sierra Estrella Wilderness Area · wilderness area30 mi
Mazatzal Wilderness · wilderness area39 mi
Gila River Waterfowl Management Area · national conservation area39 mi
Castle Creek Wilderness · wilderness area41 mi
Four Peaks Wilderness · wilderness area41 mi
Superstition Wilderness · wilderness area42 mi
Hassayampa River Canyon Wilderness Area · wilderness area45 mi
North Maricopa Mountains Wilderness Area · wilderness area45 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,538 ft above sea level elevation · USGS 3DEPPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes