Phoenix 85021

Maricopa County, AZ · 9,853 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

25affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
45.7%
severe
Days on market
50
daily
Price cuts
35.8%
of active
Valuation
+85.9%
vs assessor
Look up an address
22
/100
Weak
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
10
Valuation
20
Economic health
25

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
Needs 34.4% correction for affordability
DOM: 62d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 85021. List price is roughly fair — focus on condition and value. Payment burden: 45.7% of median income. A 23% price correction needed to reach 30% affordability threshold. Median days on market: 62. Renting is approximately 153% cheaper than buying (price-to-rent ratio: 30.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$440,689
▾ 0.7% YoY
Days on market
50
daily · zip_data
Median rent
$1,208
ZORI
Investor score
30/100
cash-flow lens
Active listings
126
90-day

Valuation3 lenses, different anchors

vs assessor
+85.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$819,400
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$633
Price-to-income7.5×

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How 85021 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity71%
Supply tightness85%
Affordability14%
Investment yield14%
Appreciation46%

Affordability, supply & momentum

70SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market50d
Inv vs History+5.8%
Listing Density7.6/1k
Affordability — payment burden
Monthly payment (P&I)$2,226
Payment burden45.7%
Median income · ZIP$58,481
Mortgage rate6.49% · 30yr
Total monthly own$2,667
Monthly rent$1,208
Market dynamics
Price cut %35.8%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,208
Price-to-rent30.4
Est. cap rate2.1%
Buy vs rentfavors renting

Livability

Walk score7
Transit score15
Bike score—
Places & amenities in ZIP 85021 · 44 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space7
Mountain View ParkRoyal Palm ParkAlicia ParkRose Mofford Sports ComplexRose Mofford Large Dog ParkRose Mofford Small Dog Park+1 more
Trails2
Rose Mofford Sports Complex Walking Path#60 - Nature Trail
Recreation & aquatics2
LA FitnessRose Mofford Sports Complex
Venues & culture7
Nelson American Indian CollegeThe Art Institute of PhoenixDunlap AvenueNorthern Avenue25th Avenue/Dunlap stationMountain View/25th Avenue station+1 more
Dining & cafés18
StarbucksFirst WatchLas Glorias GrillThai LotusNative Grill & WingsIHOP+12 more
Land & water2
Sunnyslope MountainArizona Canal Diversion Channel
Getting around5
19th Ave/DunlapGlendale/19th AvenueNorthern/19th Ave25th Ave/DunlapMountain View/25th Ave
Weekend range9
Sierra Estrella Wilderness Area · wilderness area25 mi
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area27 mi
Hells Canyon Wilderness Area · wilderness area31 mi
Gila River Waterfowl Management Area · national conservation area35 mi
North Maricopa Mountains Wilderness Area · wilderness area40 mi
Mazatzal Wilderness · wilderness area44 mi
Castle Creek Wilderness · wilderness area45 mi
South Maricopa Mountains Wilderness Area · wilderness area47 mi
Hassayampa River Canyon Wilderness Area · wilderness area47 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,211 ft above sea level elevation · USGS 3DEPPhoenix: incorporated/founded 1868; named after phoenix · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Phoenix Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Maricopa County