Ocala 34480

Ocala, FL · Marion County, FL · 11,893 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

58affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25.3%
affordable
Days on market
69
daily
Price cuts
27.1%
of active
Valuation
+27.2%
vs assessor
Look up an address
58
/100
mixed
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
DOM: 58d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)60

Balanced market in 34480. List price is roughly fair — focus on condition and value. Payment burden: 25.3% of median income. Median days on market: 58. Renting is approximately 47% cheaper than buying (price-to-rent ratio: 17.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$314,477
▾ 1.0% YoY
Days on market
69
daily · zip_data
Median rent
$1,486
ZORI
Investor score
58/100
cash-flow lens
Active listings
155
90-day

Valuation3 lenses, different anchors

vs assessor
+27.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$400,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.0%
County-wide market — the widest, slowest signal.
Marion+59.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$168
Price-to-income4.2×

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How 34480 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply23.4 mo
Days on Market69d
Inv vs History-4.4%
Listing Density18.0/1k
Market dynamics
Price cut %27.1%
Momentumstable
LeverageBALANCED
Months of supply23.4
Sales (90d)0
Investment analysis
Median rent$1,486
Price-to-rent17.6
Est. cap rate3.7%
Buy vs rentneutral

Livability

Walk score1
Transit score—
Bike score—

Historical trends

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Marion County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Ocala Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Marion County