Summerfield 34491

Ocala, FL · Marion County, FL · 21,542 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.5%
affordable
Days on market
83
daily
Price cuts
30.2%
of active
Valuation
-10%
vs assessor
Look up an address
61
/100
stable
cooling · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 79d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 34491. Room to negotiate 5-10% below list. Payment burden: 26.6% of median income. Median days on market: 79. Renting is approximately 7% cheaper than buying (price-to-rent ratio: 12.9). Market appears 23% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.0% YoY.

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Market snapshoteach number, once

Median price
$288,527
▾ 2.0% YoY
Days on market
83
daily · zip_data
Median rent
$1,863
ZORI
Investor score
74/100
cash-flow lens
Active listings
301
90-day

Valuation3 lenses, different anchors

vs assessor
-10.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$259,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.0%
County-wide market — the widest, slowest signal.
Marion+59.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$177
Price-to-income4.4×

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How 34491 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply21.6 mo
Days on Market83d
Inv vs History-12.1%
Listing Density21.6/1k
Market dynamics
Price cut %30.2%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply21.6
Sales (90d)0
Investment analysis
Median rent$1,863
Price-to-rent12.9
Est. cap rate5.0%
Buy vs rentfavors buying

Livability

Walk score1
Transit score
Bike score

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Marion County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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