Ocala 34474

Ocala, FL · Marion County, FL · 6,567 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

50affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.1%
stretched
Days on market
60
daily
Price cuts
26.3%
of active
Valuation
-4.8%
vs assessor
Look up an address
58
/100
mixed
cooling · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

55/ 100SellerBalancedBuyer
Balanced Market
DOM: 138d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)100

Balanced market in 34474. List price is roughly fair — focus on condition and value. Payment burden: 30.5% of median income. Median days on market: 138. Renting is approximately 38% cheaper than buying (price-to-rent ratio: 16.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 1.7% YoY.

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Market snapshoteach number, once

Median price
$311,669
▾ 1.7% YoY
Days on market
60
daily · zip_data
Median rent
$1,529
ZORI
Investor score
58/100
cash-flow lens
Active listings
115
90-day

Valuation3 lenses, different anchors

vs assessor
-4.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$296,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+58.0%
County-wide market — the widest, slowest signal.
Marion+58.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$153
Price-to-income5.0×

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How 34474 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply28.6 mo
Days on Market60d
Inv vs History+14.4%
Listing Density14.7/1k
Market dynamics
Price cut %26.3%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply28.6
Sales (90d)0
Investment analysis
Median rent$1,529
Price-to-rent16.6
Est. cap rate3.9%
Buy vs rentneutral

Livability

Walk score2
Transit score
Bike score

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Price bandsmix-shift

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Marion County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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