Ocala 34476

Ocala, FL · Marion County, FL · 16,737 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.6%
affordable
Days on market
67
daily
Price cuts
27.9%
of active
Valuation
-50.2%
vs assessor
Look up an address
51
/100
mixed
cooling · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

58/ 100SellerBalancedBuyer
Balanced Market
DOM: 97d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)100

Balanced market in 34476. List price is roughly fair — focus on condition and value. Payment burden: 27.6% of median income. Median days on market: 97. Renting is approximately 9% cheaper than buying (price-to-rent ratio: 13.1). Market appears 12% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 3.0% YoY.

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Market snapshoteach number, once

Median price
$297,891
▾ 3.0% YoY
Days on market
67
daily · zip_data
Median rent
$1,890
ZORI
Investor score
71/100
cash-flow lens
Active listings
417
90-day

Valuation3 lenses, different anchors

vs assessor
-50.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$148,250
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.0%
County-wide market — the widest, slowest signal.
Marion+59.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$153
Price-to-income4.5×

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How 34476 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply17.9 mo
Days on Market67d
Inv vs History-1.1%
Listing Density36.8/1k
Market dynamics
Price cut %27.9%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply17.9
Sales (90d)0
Investment analysis
Median rent$1,890
Price-to-rent13.1
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score1
Transit score—
Bike score—

Historical trends

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Marion County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Ocala Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Marion County