Boca Raton 33498

Palm Beach County, FL · 5,949 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

39affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.9%
severe
Days on market
53
daily
Price cuts
27.4%
of active
Valuation
-48.6%
vs assessor
Look up an address
39
/100
Weak
warming · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
25
Valuation
35
Economic health
39

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
Needs 18.7% correction for affordability
DOM: 89d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)75

Moderate buyer leverage in 33498. Room to negotiate 5-10% below list. Payment burden: 36.9% of median income. A 5% price correction needed to reach 30% affordability threshold. Median days on market: 89. Renting is approximately 24% cheaper than buying (price-to-rent ratio: 14.9).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$788,173
▴ 1.9% YoY
Days on market
53
daily · zip_data
Median rent
$4,417
ZORI
Investor score
73/100
cash-flow lens
Active listings
88
90-day

Valuation3 lenses, different anchors

vs assessor
-48.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$405,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$337
Price-to-income6.1×

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How 33498 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity71%
Supply tightness0%
Affordability20%
Investment yield54%
Appreciation90%

Affordability, supply & momentum

25SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply19.1 mo
Days on Market53d
Inv vs History+6.7%
Listing Density15.9/1k
Affordability — payment burden
Monthly payment (P&I)$3,981
Payment burden36.9%
Median income · ZIP$129,615
Mortgage rate6.49% · 30yr
Total monthly own$4,769
Monthly rent$4,417
Market dynamics
Price cut %27.4%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply19.1
Sales (90d)0
Investment analysis
Median rent$4,417
Price-to-rent14.9
Est. cap rate4.4%
Buy vs rentfavors buying

Livability

Walk score
Transit score1
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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