Boca Raton 33431

Palm Beach County, FL · 9,147 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

37affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
38.2%
severe
Days on market
69
daily
Price cuts
23.6%
of active
Valuation
-22.3%
vs assessor
Look up an address
44
/100
Mixed
stable · balanced · prices rising year-over-year.
Price trend
62
Affordability
25
Valuation
50
Economic health
37

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

64/ 100SellerBalancedBuyer
Negotiate Hard
Needs 21.5% correction for affordability
DOM: 100d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 33431. Room to negotiate 5-10% below list. Payment burden: 38.2% of median income. A 8% price correction needed to reach 30% affordability threshold. Median days on market: 100. Renting is approximately 47% cheaper than buying (price-to-rent ratio: 17.7).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$650,705
▴ 1.0% YoY
Days on market
69
daily · zip_data
Median rent
$3,057
ZORI
Investor score
60/100
cash-flow lens
Active listings
166
90-day

Valuation3 lenses, different anchors

vs assessor
-22.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$505,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$319
Price-to-income6.3×

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How 33431 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity47%
Supply tightness0%
Affordability17%
Investment yield32%
Appreciation85%

Affordability, supply & momentum

18SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply33.0 mo
Days on Market69d
Inv vs History-2.0%
Listing Density22.2/1k
Affordability — payment burden
Monthly payment (P&I)$3,287
Payment burden38.2%
Median income · ZIP$103,252
Mortgage rate6.49% · 30yr
Total monthly own$3,938
Monthly rent$3,057
Market dynamics
Price cut %23.6%
Momentumstable
LeverageBALANCED
Months of supply33
Sales (90d)0
Investment analysis
Median rent$3,057
Price-to-rent17.7
Est. cap rate3.7%
Buy vs rentneutral

Livability

Walk score20
Transit score1
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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