Boca Raton 33487

Palm Beach County, FL · 12,394 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

28affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
43.9%
severe
Days on market
102
daily
Price cuts
23.0%
of active
Valuation
-14.3%
vs assessor
Look up an address
47
/100
Mixed
stable · balanced · prices rising year-over-year.
Price trend
62
Affordability
25
Valuation
70
Economic health
28

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

68/ 100SellerBalancedBuyer
Negotiate Hard
Needs 31.7% correction for affordability
DOM: 118d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 33487. Room to negotiate 5-10% below list. Payment burden: 44.0% of median income. A 20% price correction needed to reach 30% affordability threshold. Median days on market: 118. Renting is approximately 43% cheaper than buying (price-to-rent ratio: 17.2).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$680,174
▴ 1.0% YoY
Days on market
102
daily · zip_data
Median rent
$3,290
ZORI
Investor score
62/100
cash-flow lens
Active listings
300
90-day

Valuation3 lenses, different anchors

vs assessor
-14.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$582,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$475
Price-to-income7.3×

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How 33487 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity17%
Supply tightness0%
Affordability10%
Investment yield35%
Appreciation85%

Affordability, supply & momentum

11SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply40.0 mo
Days on Market102d
Inv vs History-3.0%
Listing Density29.5/1k
Affordability — payment burden
Monthly payment (P&I)$3,436
Payment burden43.9%
Median income · ZIP$93,816
Mortgage rate6.49% · 30yr
Total monthly own$4,116
Monthly rent$3,290
Market dynamics
Price cut %23.0%
Momentumstable
LeverageBALANCED
Months of supply40
Sales (90d)0
Investment analysis
Median rent$3,290
Price-to-rent17.2
Est. cap rate3.8%
Buy vs rentneutral

Livability

Walk score4
Transit score3
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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