Boca Raton 33496

Palm Beach County, FL · 12,620 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

9affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
55.3%
severe
Days on market
67
daily
Price cuts
24.1%
of active
Valuation
-54.1%
vs assessor
Look up an address
31
/100
Weak
hot · balanced · prices rising year-over-year.
Price trend
67
Affordability
10
Valuation
20
Economic health
9

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

71/ 100SellerBalancedBuyer
Negotiate Hard
Needs 45.8% correction for affordability
DOM: 75d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)75

Moderate buyer leverage in 33496. Room to negotiate 5-10% below list. Payment burden: 55.4% of median income. A 37% price correction needed to reach 30% affordability threshold. Median days on market: 75. Renting is approximately 121% cheaper than buying (price-to-rent ratio: 26.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 6.7% YoY.

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Market snapshoteach number, once

Median price
$1,020,346
▴ 6.7% YoY
Days on market
67
daily · zip_data
Median rent
$3,205
ZORI
Investor score
48/100
cash-flow lens
Active listings
219
90-day

Valuation3 lenses, different anchors

vs assessor
-54.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$468,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$957
Price-to-income9.1×

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How 33496 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity50%
Supply tightness42%
Affordability5%
Investment yield8%
Appreciation99%

Affordability, supply & momentum

20SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply22.4 mo
Days on Market67d
Inv vs History-12.3%
Listing Density21.2/1k
Affordability — payment burden
Monthly payment (P&I)$5,154
Payment burden55.3%
Median income · ZIP$111,754
Mortgage rate6.49% · 30yr
Total monthly own$6,174
Monthly rent$3,205
Market dynamics
Price cut %24.1%
Momentumhot
LeverageBALANCED
Months of supply22.4
Sales (90d)0
Investment analysis
Median rent$3,205
Price-to-rent26.5
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score7
Transit score2
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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