Boca Raton 33486

Palm Beach County, FL · 8,762 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

34affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
40.1%
severe
Days on market
52
daily
Price cuts
25.7%
of active
Valuation
-53.7%
vs assessor
Look up an address
42
/100
Mixed
warming · balanced · prices rising year-over-year.
Price trend
75
Affordability
25
Valuation
20
Economic health
34

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

70/ 100SellerBalancedBuyer
Negotiate Hard
Needs 25.2% correction for affordability
DOM: 106d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)50
Days on Market (5%)100

Moderate buyer leverage in 33486. Room to negotiate 5-10% below list. Payment burden: 40.2% of median income. A 13% price correction needed to reach 30% affordability threshold. Median days on market: 106. Renting is approximately 100% cheaper than buying (price-to-rent ratio: 24.0).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$751,961
▴ 2.4% YoY
Days on market
52
daily · zip_data
Median rent
$2,608
ZORI
Investor score
42/100
cash-flow lens
Active listings
109
90-day

Valuation3 lenses, different anchors

vs assessor
-53.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$348,150
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$427
Price-to-income6.6×

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How 33486 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity72%
Supply tightness0%
Affordability14%
Investment yield12%
Appreciation92%

Affordability, supply & momentum

28SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply20.6 mo
Days on Market52d
Inv vs History+6.1%
Listing Density12.2/1k
Affordability — payment burden
Monthly payment (P&I)$3,798
Payment burden40.1%
Median income · ZIP$113,575
Mortgage rate6.49% · 30yr
Total monthly own$4,550
Monthly rent$2,608
Market dynamics
Price cut %25.7%
Momentumwarming
LeverageBALANCED
Months of supply20.6
Sales (90d)0
Investment analysis
Median rent$2,608
Price-to-rent24.0
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score3
Transit score1
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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