Boca Raton 33432

Palm Beach County, FL · 11,791 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
68.3%
severe
Days on market
138
daily
Price cuts
23.0%
of active
Valuation
-33.3%
vs assessor
Look up an address
43
/100
Mixed
warming · balanced · prices rising year-over-year.
Price trend
82
Affordability
10
Valuation
35

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

78/ 100SellerBalancedBuyer
Negotiate Hard
Needs 56.1% correction for affordability
DOM: 114d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 33432. Room to negotiate 5-10% below list. Payment burden: 68.4% of median income. A 49% price correction needed to reach 30% affordability threshold. Median days on market: 114. Renting is approximately 138% cheaper than buying (price-to-rent ratio: 28.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$1,064,095
▴ 2.5% YoY
Days on market
138
daily · zip_data
Median rent
$3,110
ZORI
Investor score
37/100
cash-flow lens
Active listings
335
90-day

Valuation3 lenses, different anchors

vs assessor
-33.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$709,400
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$464
Price-to-income11.3×

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How 33432 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity7%
Supply tightness0%
Affordability0%
Investment yield6%
Appreciation92%

Affordability, supply & momentum

12SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply42.5 mo
Days on Market138d
Inv vs History-8.4%
Listing Density30.8/1k
Affordability — payment burden
Monthly payment (P&I)$5,375
Payment burden68.3%
Median income · ZIP$94,375
Mortgage rate6.49% · 30yr
Total monthly own$6,439
Monthly rent$3,110
Market dynamics
Price cut %23.0%
Momentumwarming
LeverageBALANCED
Months of supply42.5
Sales (90d)0
Investment analysis
Median rent$3,110
Price-to-rent28.5
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score7
Transit score1
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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