Boca Raton 33432

Palm Beach County, FL · 11,791 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

70%

severe

Days on market

138

daily

Price cuts

21.2%

of active

Valuation

-33.4%

vs assessor

Look up an address

/100

Weak

warming · balanced · prices rising year-over-year.

Price trend

Affordability

Valuation

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Negotiate Hard

Needs 57.1% correction for affordability

DOM: 114d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)100

Valuation Gap (25%)10

Supply & Demand (20%)100

Buy vs Rent (15%)100

Cancellation Rate (10%)100

Days on Market (5%)100

Moderate buyer leverage in 33432. Room to negotiate 5-10% below list. Payment burden: 69.1% of median income. A 49% price correction needed to reach 30% affordability threshold. Median days on market: 114. Renting is approximately 138% cheaper than buying (price-to-rent ratio: 28.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.

WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 5.5% YoY.

Address lookup$99 report path

Look Up an Address in 33432

Just type the street — we'll auto-scope the search to ZIP 33432.

Actions

Export, share, or compare this ZIP

Compare

Share & embed

free · county-record data · links back here

X LinkedIn Facebook Email Share card

Embed this market card on your site

<iframe src="https://lotvox.com/embed/zip/33432" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Boca Raton 33432 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/miami/zip/33432?utm_source=embed&utm_medium=backlink">Boca Raton 33432 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$1,065,909

▴ 5.5% YoY

Days on market

138

daily · zip_data

Median rent

$3,035

ZORI

Investor score

37/100

cash-flow lens

Active listings

335

90-day

Valuation3 lenses, different anchors

vs assessor

-33.4%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$709,400

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+74.7%

County-wide market — the widest, slowest signal.

Palm Beach+74.7%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$464

Price-to-income11.3×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial

How 33432 ranks in FL

percentile vs all Florida ZIPs · n=1098

Market velocity7%

Supply tightness0%

Affordability0%

Investment yield6%

Appreciation98%

Affordability, supply & momentum

12SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply42.5 mo

Days on Market138d

Inv vs History-9.1%

Listing Density30.8/1k

Affordability — payment burden

Monthly payment (P&I)$5,508

Payment burden70%

Median income · ZIP$94,375

Mortgage rate6.71% · 30yr

Total monthly own$6,574

Monthly rent$3,035

Market dynamics

Price cut %21.2%

Momentumwarming

LeverageBALANCED

Months of supply42.5

Sales (90d)0

Investment analysis

Median rent$3,035

Price-to-rent28.5

Est. cap rate2.3%

Buy vs rentfavors renting

Livability

Walk score7

Transit score1

Bike score—

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Palm Beach.

Current tiers · 12 months to Aug 25floor 10 sales/tier

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$210k	$260	19	3.3%	ZIP
$250k–$500k	$383k	$344	68	11.8%	ZIP
$500k–$750k	$628k	$457	49	8.5%	ZIP
$750k–$1M	$853k	$521	44	7.7%	ZIP
$1M–$1.5M	$1.24M	$773	64	11.1%	ZIP
$1.5M–$2M	$1.73M	$929	81	14.1%	ZIP
$2M+	$3.40M	$1203	249	43.4%	ZIP
All sales (the headline median)	$1.73M	$780	574	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 33432.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

Unlock Price Bands

Available with Lotvox Pro — $29/mo.

Start free trial

Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 33432→Palm Beach County, FL

12-Month Direction

-12Moderate Deterioration

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

35· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden40

36%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent48

1.276x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation0

+74.7%

overvalued

Source: Lotvox comps · Updated 2026-05-15