Westminster 80234

Westminster North · Adams County, CO · 8,092 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

41affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36%
severe
Days on market
26
daily
Price cuts
31.5%
of active
Valuation
-0.4%
vs assessor
Look up an address
35
/100
Weak
cooling · seller slight · prices easing year-over-year.
Price trend
9
Affordability
25
Valuation
90
Economic health
41

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

33/ 100SellerBalancedBuyer
Seller's Market
Needs 16.7% correction for affordability
DOM: 47d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)0
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Seller-favored market in 80234. Expect to pay at or near list price. Payment burden: 36.0% of median income. Median days on market: 47. Renting is approximately 115% cheaper than buying (price-to-rent ratio: 25.8).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 3.3% YoY.

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Market snapshoteach number, once

Median price
$526,217
▾ 3.3% YoY
Days on market
26
daily · zip_data
Median rent
$1,700
ZORI
Investor score
27/100
cash-flow lens
Active listings
97
90-day

Valuation3 lenses, different anchors

vs assessor
-0.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$524,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.8%
County-wide market — the widest, slowest signal.
Adams+64.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$204
Price-to-income5.9×

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How 80234 ranks in CO
percentile vs all Colorado ZIPs · n=476
Market velocity78%
Supply tightness87%
Affordability44%
Investment yield39%
Appreciation11%

Affordability, supply & momentum

74SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply1.8 mo
Days on Market26d
Inv vs History+46.6%
Listing Density8.2/1k
Affordability — payment burden
Monthly payment (P&I)$2,658
Payment burden36%
Median income · ZIP$88,714
Mortgage rate6.49% · 30yr
Total monthly own$3,184
Monthly rent$1,700
Market dynamics
Price cut %31.5%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply1.8
Sales (90d)0
Investment analysis
Median rent$1,700
Price-to-rent25.8
Est. cap rate2.5%
Buy vs rentfavors renting

Livability

Walk score4
Transit score5
Bike score—
Places & amenities in ZIP 80234 · 95 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space22
Ranch ParkBig Dry Creek Dog ParkDanahy ParkLivingston ParkCharles Winburn ParkRotary Park+16 more
Trails17
Orchard TrailBig Dry Creek TrailDenver Orbital Trail - Segment 23Quail Creek Trail128th Ave MUPNorth Federal Parkway MUP+11 more
Recreation & aquatics6
Fitness 19Skate City WestminsterVASA FitnessCurvesNutri–fit by NatalieThe Ranch Country Club
Venues & culture1
Weed Science Society of America
Dining & cafés36
StarbucksCinzzetti'sZoe's Coffee HouseRed LobsterAna's Mexican GrillIHOP+30 more
Land & water11
Koleski Reservoir Number 1Jackson LakeNorthglenn Terminal ReservoirBull CanalCroke ReservoirFarmers Highline Canal+5 more
Getting around1
Wagon Road Park-n-Ride
Weekend range11
Barr Lake State Park · state park12 mi
Eldorado Canyon State Park · state park16 mi
St. Vrain State Park · state park17 mi
Cherry Creek State Park · state park21 mi
Golden Gate Canyon State Park · state park24 mi
Chatfield State Park · state park29 mi
Roxborough State Park · state park32 mi
Staunton State Park · state park35 mi
Boyd Lake State Park · state park37 mi
Indian Peaks Wilderness · wilderness area37 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

5,380 ft above sea level elevation · USGS 3DEP35 protected / open-space parcels · USGS PAD-USWestminster: incorporated/founded 1859; named after Westminster Castle · Wikidata

Place data: USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Adams County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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