Westminster 80031

Westminster Central · Adams County, CO · 14,158 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

52affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29%
stretched
Days on market
19
daily
Price cuts
26.5%
of active
Valuation
-2.1%
vs assessor
Look up an address
58
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
90
Economic health
52

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

20/ 100SellerBalancedBuyer
Seller's Market
DOM: 69d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)0
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)75

Seller-favored market in 80031. Expect to pay at or near list price. Payment burden: 29.1% of median income. Median days on market: 69. Renting is approximately 56% cheaper than buying (price-to-rent ratio: 18.7).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.6% YoY.

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Market snapshoteach number, once

Median price
$508,920
▾ 2.6% YoY
Days on market
19
daily · zip_data
Median rent
$2,264
ZORI
Investor score
50/100
cash-flow lens
Active listings
101
90-day

Valuation3 lenses, different anchors

vs assessor
-2.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$498,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.8%
County-wide market — the widest, slowest signal.
Adams+64.8%
Jefferson+69.4%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$221
Price-to-income4.8×

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How 80031 ranks in CO
percentile vs all Colorado ZIPs · n=476
Market velocity83%
Supply tightness77%
Affordability68%
Investment yield81%
Appreciation21%

Affordability, supply & momentum

87SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply1.8 mo
Days on Market19d
Inv vs History-3.3%
Listing Density7.1/1k
Affordability — payment burden
Monthly payment (P&I)$2,571
Payment burden29%
Median income · ZIP$106,244
Mortgage rate6.49% · 30yr
Total monthly own$3,080
Monthly rent$2,264
Market dynamics
Price cut %26.5%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply1.8
Sales (90d)0
Investment analysis
Median rent$2,264
Price-to-rent18.7
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score3
Transit score8
Bike score—
Places & amenities in ZIP 80031 · 92 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space15
Cotton Creek ParkCobblestone ParkWestminster Hills ParkAerostat ParkPeter Pan ParkRotary Park+9 more
Trails15
Sheridan UnderpassUS 36 BikewayBig Dry Creek TrailFarmers High Line Canal Trail104th MUPBradburn Trail+9 more
Recreation & aquatics8
Hidden Hills Ice ArenaWestminster Sports CenterBradburn Community CenterCardioWeightsHigh Plains Fitness Center+2 more
Venues & culture6
Alamo Drafthouse CinemaCollege Hill LibraryShaw HeightsKPOFWestminster CastleWestminster Mall
Dining & cafés39
StarbucksStarbucksWishbone Family RestaurantHuakee BarbequeSweet Bloom Coffee RoastersKuluka Boba + Sweets+33 more
Land & water6
Stratford LakeFarmers Highline CanalCollege PondWestfield PondCobble Stone Park PondBig Dry Creek
Getting around2
US 36 & Sheridan Station Gate AFront Range Community College
Weekend range11
Barr Lake State Park · state park14 mi
Eldorado Canyon State Park · state park15 mi
Cherry Creek State Park · state park20 mi
St. Vrain State Park · state park20 mi
Golden Gate Canyon · state park22 mi
Chatfield State Park · state park27 mi
Roxborough State Park · state park30 mi
Staunton State Park · state park32 mi
James Peak Wilderness · wilderness area34 mi
Indian Peaks Wilderness · wilderness area36 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

5,450 ft above sea level elevation · USGS 3DEP49 protected / open-space parcels · USGS PAD-USWestminster: incorporated/founded 1859; named after Westminster Castle · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

Historical trends

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Adams County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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