Lafayette 80026

Lafayette · Boulder County, CO · 16,270 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

41affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
35.9%
stretched
Days on market
41
daily
Price cuts
25.7%
of active
Valuation
-1.3%
vs assessor
Look up an address
50
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
45
Valuation
90
Economic health
41

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
Needs 16.4% correction for affordability
DOM: 75d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)40
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 80026. List price is roughly fair — focus on condition and value. Payment burden: 35.9% of median income. Median days on market: 75. Renting is approximately 106% cheaper than buying (price-to-rent ratio: 24.7).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.7% YoY.

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Market snapshoteach number, once

Median price
$680,568
▾ 2.7% YoY
Days on market
41
daily · zip_data
Median rent
$2,295
ZORI
Investor score
30/100
cash-flow lens
Active listings
114
90-day

Valuation3 lenses, different anchors

vs assessor
-1.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$671,950
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+63.0%
County-wide market — the widest, slowest signal.
Boulder+63.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$243
Price-to-income5.9×

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How 80026 ranks in CO
percentile vs all Colorado ZIPs · n=476
Market velocity62%
Supply tightness44%
Affordability44%
Investment yield44%
Appreciation19%

Affordability, supply & momentum

66SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply4.7 mo
Days on Market41d
Inv vs History-14.4%
Listing Density8.4/1k
Affordability — payment burden
Monthly payment (P&I)$3,438
Payment burden35.9%
Median income · ZIP$115,031
Mortgage rate6.49% · 30yr
Total monthly own$4,118
Monthly rent$2,295
Market dynamics
Price cut %25.7%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply4.7
Sales (90d)0
Investment analysis
Median rent$2,295
Price-to-rent24.7
Est. cap rate2.6%
Buy vs rentfavors renting

Livability

Walk score4
Transit score8
Bike score

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Boulder County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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