Plano 75074

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 2,411 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.7%
affordable
Days on market
50
daily
Price cuts
28.8%
of active
Valuation
+14.1%
vs assessor
Look up an address
50
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
0
Affordability
85
Valuation
70
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

39/ 100SellerBalancedBuyer
Seller's Market
DOM: 57d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)60

Seller-favored market in 75074. Expect to pay at or near list price. Payment burden: 26.7% of median income. Median days on market: 57. Renting is approximately 60% cheaper than buying (price-to-rent ratio: 19.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 5.5% YoY.

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Market snapshoteach number, once

Median price
$370,182
▾ 5.5% YoY
Days on market
50
daily · zip_data
Median rent
$1,609
ZORI
Investor score
42/100
cash-flow lens
Active listings
106
90-day

Valuation3 lenses, different anchors

vs assessor
+14.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$422,259
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$198
Price-to-income4.4×

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How 75074 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity70%
Supply tightness79%
Affordability28%
Investment yield41%
Appreciation8%

Affordability, supply & momentum

42SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.1 mo
Days on Market50d
Inv vs History-9.8%
Listing Density5.9/1k
Affordability — payment burden
Monthly payment (P&I)$1,870
Payment burden26.7%
Median income · ZIP$84,185
Mortgage rate6.49% · 30yr
Total monthly own$2,240
Monthly rent$1,609
Market dynamics
Price cut %28.8%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply10.1
Sales (90d)0
Investment analysis
Median rent$1,609
Price-to-rent19.2
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score10
Transit score4
Bike score—

Historical trends

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Dallas–Fort Worth Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Collin County