Richardson 75081

Dallas-Fort Worth-Arlington, TX · Dallas County, TX · 20,331 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

57affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.3%
affordable
Days on market
31
daily
Price cuts
25.3%
of active
Valuation
-53.4%
vs assessor
Look up an address
52
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
85
Valuation
20
Economic health
57

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

46/ 100SellerBalancedBuyer
Balanced Market
DOM: 65d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 75081. List price is roughly fair — focus on condition and value. Payment burden: 26.3% of median income. Median days on market: 65. Renting is approximately 69% cheaper than buying (price-to-rent ratio: 20.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.2% YoY.

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Market snapshoteach number, once

Median price
$394,966
▾ 1.2% YoY
Days on market
31
daily · zip_data
Median rent
$1,622
ZORI
Investor score
46/100
cash-flow lens
Active listings
108
90-day

Valuation3 lenses, different anchors

vs assessor
-53.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$183,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+77.9%
County-wide market — the widest, slowest signal.
Dallas+77.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$199
Price-to-income4.3×

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How 75081 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity90%
Supply tightness62%
Affordability31%
Investment yield34%
Appreciation42%

Affordability, supply & momentum

39SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply13.2 mo
Days on Market31d
Inv vs History+11.1%
Listing Density7.7/1k
Affordability — payment burden
Monthly payment (P&I)$1,995
Payment burden26.3%
Median income · ZIP$90,953
Mortgage rate6.49% · 30yr
Total monthly own$2,390
Monthly rent$1,622
Market dynamics
Price cut %25.3%
Momentumstable
LeverageSELLER SLIGHT
Months of supply13.2
Sales (90d)0
Investment analysis
Median rent$1,622
Price-to-rent20.3
Est. cap rate3.2%
Buy vs rentfavors renting

Livability

Walk score5
Transit score10
Bike score

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Dallas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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