Garland 75042

Dallas-Fort Worth-Arlington, TX · Dallas County, TX · 18,545 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.5%
affordable
Days on market
34
daily
Price cuts
27.3%
of active
Look up an address
46
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
4
Affordability
85
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

48/ 100SellerBalancedBuyer
Balanced Market
DOM: 63d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Balanced market in 75042. List price is roughly fair — focus on condition and value. Payment burden: 26.6% of median income. Median days on market: 63. Renting is approximately 45% cheaper than buying (price-to-rent ratio: 17.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 3.9% YoY.

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Market snapshoteach number, once

Median price
$278,203
▾ 3.9% YoY
Days on market
34
daily · zip_data
Median rent
$1,336
ZORI
Investor score
51/100
cash-flow lens
Active listings
72
90-day

Valuation3 lenses, different anchors

vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+77.9%
County-wide market — the widest, slowest signal.
Dallas+77.9%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$218
Price-to-income4.4×

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How 75042 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity87%
Supply tightness62%
Affordability28%
Investment yield50%
Appreciation15%

Affordability, supply & momentum

44SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply15.7 mo
Days on Market34d
Inv vs History-12.5%
Listing Density6.3/1k
Affordability — payment burden
Monthly payment (P&I)$1,405
Payment burden26.5%
Median income · ZIP$63,531
Mortgage rate6.49% · 30yr
Total monthly own$1,683
Monthly rent$1,336
Market dynamics
Price cut %27.3%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply15.7
Sales (90d)0
Investment analysis
Median rent$1,336
Price-to-rent17.4
Est. cap rate3.7%
Buy vs rentneutral

Livability

Walk score4
Transit score5
Bike score—

Historical trends

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Dallas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Dallas–Fort Worth Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Dallas County